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ACH Payments vs GoCardless Bank Account Data

What both publish

FactACH PaymentsGoCardless Bank Account Data
Company headquartersThe terms page gives an office address of 15 Ingersoll Road, Saratoga Springs, New York 12866, United States.GoCardless Ltd lists its address as Sutton Yard, 65 Goswell Road, London, EC1V 7EN, United Kingdom.
SecurityThe company says its tokenization solutions replace bank account data so it need not be stored on client servers and databases.GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.

ACH Payments plans

  • Recurring ACH calculator assumption$0.25, paid once
  • ChurchSquare special pricing$0.35 a month
  • ChurchSquare$20 a month
  • WaterFlex AutoDebit$29 a month

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Pick ACH Payments if…

ACH Payments suits businesses and software providers seeking ACH and card processing, including organizations with recurring payment needs. The described ChurchSquare pricing is specifically for ChurchSquare users.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

Charts they share