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ACH Payments vs Authorize.net

What both publish

FactACH PaymentsAuthorize.net
IntegrationsThe QuickBooks payments module supports ACH and card transactions, one time and recurring transactions, integrated reporting, and tokenization.Authorize.net provides an API with XML and JSON variants, and a certified network of technology and solution partners.
Payment methodsIts payment-solutions page describes single and recurring ACH, credit cards, eChecks, bill pay and phone-based IVR payments.It supports major cards, Apple Pay, Google Pay, PayPal, and eChecks.
Recurring billingRecurring schedules can use a backup payment method, credit-card expiration reporting, customized email receipts and multiple future-date frequencies.Automated Recurring Billing supports subscriptions, retainers, and payment plans.
SecurityThe company says its tokenization solutions replace bank account data so it need not be stored on client servers and databases.The pricing page describes its gateway as secure and lists customizable fraud detection tools.

ACH Payments plans

  • Recurring ACH calculator assumption$0.25, paid once
  • ChurchSquare special pricing$0.35 a month
  • ChurchSquare$20 a month
  • WaterFlex AutoDebit$29 a month

Authorize.net plans

  • All-in-one$25 a month
  • Gateway only$25 a month
  • Gateway + eCheck$25 a month

Pick ACH Payments if…

ACH Payments suits businesses and software providers seeking ACH and card processing, including organizations with recurring payment needs. The described ChurchSquare pricing is specifically for ChurchSquare users.

Pick Authorize.net if…

You want what its maker publishes above — check its page for the details.

Charts they share