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AccessPay vs GoCardless Bank Account Data

What both publish

FactAccessPayGoCardless Bank Account Data
Founded20122011
HeadquartersManchester, United KingdomLondon, United Kingdom
SecurityAccessPay says transaction data is masked and encrypted and lists MFA or SSO login, user access controls, segregation of duties, and audit trails.GoCardless says it has been ISO 27001 certified since 2016 and encrypts data at rest and in transit.
SupportAccessPay says its support team is available 24/7, with responses within one business day or 15 minutes for critical priority issues.The Bank Account Data help centre lists support availability Monday to Friday, 9am–5pm GMT.

AccessPay plans

  • AccessPay platform subscription—

GoCardless Bank Account Data plans

  • StandardFree
  • AdvancedFree
  • ProFree
  • CustomPriced on request

Pick AccessPay if…

AccessPay is aimed at finance and treasury teams that need to connect business systems with banks. Its customer examples range from small charities to FTSE companies.

Pick GoCardless Bank Account Data if…

The API suits businesses that need consent-based access to bank account identity, balance, or transaction data. Developers can integrate through its JSON API, subject to regional availability and bank request limits.

Charts they share