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Best Real-Time Payments Software in 2026

20 appsSorted 24 Oct 2026How we rank
18.2

SoFi combines banking, lending, investing, credit cards, insurance, crypto, and financial guidance in one platform, with web and mobile access.

Free planAndroidiOSWeb
Free plan
26.0

Routable is a business payments platform for automating high-volume payouts and managing many payees.

WebAPI
From $1,250 a month
34.9
Bottomline PTX logo

Bottomline PTX is a paid, cloud-deployed payment platform available on the web.

Web
Price on the maker’s site
  1. 4
    4.8
  2. 5
    4.7
  3. 6
    4.7
  4. 7
    4.7
  5. 8
    4.7
  6. 9
    4.7
  7. 10
    4.7
  8. 11
    4.7
  9. 12
    4.6
  10. 13
    4.6
  11. 14
    4.6
  12. 15
    4.6
  13. 16
    4.4
  14. 17
    4.4
  15. 18
    4.4
  16. 19
    4.4
  17. 20
    4.4

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