18.2
SoFi combines banking, lending, investing, credit cards, insurance, crypto, and financial guidance in one platform, with web and mobile access.
Free planAndroidiOSWeb
Best Personal Loan Apps in 2026
Personal loan apps help you review borrowing options, applications and terms from a phone or browser. Use the details here to narrow choices by loan purpose and platform. Compare the pricing model, any free plan or trial, loan amount and APR ranges, origination fee, prequalification, purposes and mobile apps. If Android access matters, confirm that the service has an Android app before applying.
28.1
Monzo is a UK bank with current accounts and app tools for spending, saving, borrowing, investing and money management.
Free planAndroidiOSWeb
35.3
AndroidiOSWeb
- 4
ING Personal Loan
AndroidiOSWeb5.3 - 5
Kotak811 Personal Loan
AndroidiOSWeb5.3 - 6
MoneyLion Personal Loans
AndroidiOSWeb5.3 - 7
Nedbank Personal Loan
AndroidiOSWeb5.3 - 85.2From $5 a month
- 9
Fundo Personal Loan
AndroidiOSWeb5.2 - 10
Prefr Instant Personal Loan
AndroidiOSWeb5.2 - 11
PSBank Flexi Personal Loan
AndroidiOSWeb5.2 - 12
Self Credit Builder Loan
AndroidiOSWeb5.2 - 13
Standard Bank Personal Loan
AndroidiOSWeb5.2 - 14
TymeBank Personal Loan
AndroidiOSWeb5.2 - 15
Wisr Personal Loans
AndroidiOSWeb5.2 - 16
Credit Direct Personal Loans
AndroidiOS5.0 - 17
MoneyTap Pakistan
AndroidiOS5.0 - 18
Tonik Credit Builder Loan
AndroidiOS5.0 - 19
African Bank Personal Loan
AndroidiOS4.9 - 20
Billease Personal Loans
AndroidiOS4.9 - 21
CIMB Personal Loan Philippines
AndroidiOS4.9 - 22
FairMoney Personal Loans
AndroidiOS4.9 - 23
Kuda Loans
AndroidiOS4.9 - 24
Maya Personal Loan
AndroidiOS4.9 - 25
Quid Personal Loan
AndroidWeb4.9
Choosing well
Check Android support first
Platform coverage differs by service. Confirm Android availability in the listing before choosing; some services also provide iOS or web access.
If you switch between phone and browser, check whether the same service lists web support as well.
Review free and paid access
The comparison includes pricing model, paid-from details, free plans and free trials. A free plan can help you review an offer before paying, while paid services may have no free plan.
Read the provider's current terms before submitting an application.
Compare amount and borrowing costs
Check the stated loan amount range, APR range and origination fee together. Amounts can be shown in local currencies, such as Philippine peso ranges on selected services.
Use the figures to match a product to the amount you need and the cost you can manage.
Look for prequalification and purpose
Prequalification is a comparison field, so check whether a service provides it before a full application. Review the listed loan purposes to confirm they fit your planned use.
Choose the platforms you use
Services in this category can cover Android, iOS, web, macOS, Windows or an API. Check the platform entry for the device or workflow you plan to use.
Questions people ask
Do these personal loan apps support Android?
Android availability varies by service. Check the platform field for an Android app before choosing.
Can I find a free personal-loan option?
Listings include services marked with a free plan, alongside paid pricing models. Check the pricing details for the service you are considering.
Are loan amounts shown in one currency?
No. Listed ranges can use local currencies, including Philippine peso values for selected services.
Can I apply from an iPhone or the web?
iOS and web support depend on the service. Review its platform listing for iPhone, browser or desktop access.
Where can I compare APR and fees?
The comparison covers APR range and origination fee, along with loan amount range and paid-from details.