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Best Credit Monitoring Apps in 2026
Credit monitoring services let you review credit information, with some entries offering free access and others charging. Platform support varies across products. Xiaomi, Redmi and POCO users should verify Android availability; services may also run on the web, iOS or through an API.
IdentityIQ is a web-based identity protection service with dark-web, bank-account, and Social Security number monitoring.
myFICO
- 46.0From $7.99 a month
- 5
5.7 - 65.4Free plan
- 7
Aura: Security & Protection
AURA GET INC
5.1From $10 a month - 8
Kikoff: Build Credit Quickly
Kikoff Inc.
5.1From $5 a month - 9
myEquifax
Equifax Inc
5.1From $99.95 a year - 10
Aura Credit Monitoring
Aura Sub, LLC
5.0From $12 a month - 11
Credit Karma
Credit Karma
4.3 - 12
Credit Sesame
Credit Sesame
4.3 - 13
Credit.com
Credit.com
4.3 - 14
ScoreSense
ScoreSense
4.3
Choosing well
Check Android support
If you want credit monitoring on a Xiaomi, Redmi or POCO phone, verify that the service provides an Android app. Platform listings can also include web, iOS, or API access.
myFICO lists Android and iOS support, while CreditWise lists iOS support.
Compare free plans and trials
Some services let you begin on a no-cost plan instead of subscribing. A free trial can provide temporary access before payment begins, so check the terms and end date.
Free plans are listed for Credit.com, Credit Karma, Credit Sesame, CreditWise, myEquifax and myFICO.
Review subscription costs
Paid options use different pricing models. IdentityIQ's listed pricing starts at $6.99 per month, while Aura lists a Family plan at $32 a month.
myEquifax lists an Equifax Complete plan at $99.95 a year. Experian Debt Collection Software provides pricing on request.
Choose a service that fits
Compare the service description, access method and plan details before choosing. A web service may suit desktop use, while an Android app can fit phone-based checking.
For integrations, check whether an API is available and what access the provider describes.
Questions people ask
Do these credit monitoring services have Android apps?
Android support varies. myFICO lists Android and iOS, while CreditWise lists iOS. Check the platform details for the service you want.
Can I use a free credit monitoring plan?
Yes. Free plans are listed for Credit.com, Credit Karma, Credit Sesame, CreditWise, myEquifax and myFICO.
Are free trials available?
Some services in this category include a free trial. Check the individual service for trial terms and what happens when it ends.
What paid prices are listed?
IdentityIQ lists pricing from $6.99 per month; Aura lists its Family plan at $32 a month; and myEquifax lists Equifax Complete at $99.95 a year. Experian gives pricing on request.
Can I use these services on the web?
Web access is a platform used by services in this category, but support differs by product. Check the listing before signing up.

