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Best Credit Monitoring Apps in 2026

Credit monitoring services let you review credit information, with some entries offering free access and others charging. Platform support varies across products. Xiaomi, Redmi and POCO users should verify Android availability; services may also run on the web, iOS or through an API.

14 appsSorted 28 Oct 2026How we rank
17.8
YouTube logo

YouTube is a service for discovering, watching, and sharing videos and other content, as well as a platform for creators and advertisers.

AndroidiOSWeb
From $9.99 a month
26.6
IdentityIQ logo

IdentityIQ is a web-based identity protection service with dark-web, bank-account, and Social Security number monitoring.

Web
Price on the maker’s site
  1. 4

    WalletHub Credit Monitoring

    WalletHub

    Free planAndroid
    6.0From $7.99 a month
  2. 5Experian Debt Collection Software logo
    5.7
  3. 6

    CreditWise

    Capital One

    Free planiOS
    5.4Free plan
  4. 7
    5.1From $10 a month
  5. 8
    5.1From $5 a month
  6. 9

    myEquifax

    Equifax Inc

    5.1From $99.95 a year
  7. 10
    5.0From $12 a month
  8. 11

    Credit Karma

    Credit Karma

    4.3
  9. 12

    Credit Sesame

    Credit Sesame

    4.3
  10. 13

    Credit.com

    Credit.com

    4.3
  11. 14

    ScoreSense

    ScoreSense

    4.3

Choosing well

Check Android support

If you want credit monitoring on a Xiaomi, Redmi or POCO phone, verify that the service provides an Android app. Platform listings can also include web, iOS, or API access.

myFICO lists Android and iOS support, while CreditWise lists iOS support.

Compare free plans and trials

Some services let you begin on a no-cost plan instead of subscribing. A free trial can provide temporary access before payment begins, so check the terms and end date.

Free plans are listed for Credit.com, Credit Karma, Credit Sesame, CreditWise, myEquifax and myFICO.

Review subscription costs

Paid options use different pricing models. IdentityIQ's listed pricing starts at $6.99 per month, while Aura lists a Family plan at $32 a month.

myEquifax lists an Equifax Complete plan at $99.95 a year. Experian Debt Collection Software provides pricing on request.

Choose a service that fits

Compare the service description, access method and plan details before choosing. A web service may suit desktop use, while an Android app can fit phone-based checking.

For integrations, check whether an API is available and what access the provider describes.

Questions people ask

Do these credit monitoring services have Android apps?

Android support varies. myFICO lists Android and iOS, while CreditWise lists iOS. Check the platform details for the service you want.

Can I use a free credit monitoring plan?

Yes. Free plans are listed for Credit.com, Credit Karma, Credit Sesame, CreditWise, myEquifax and myFICO.

Are free trials available?

Some services in this category include a free trial. Check the individual service for trial terms and what happens when it ends.

What paid prices are listed?

IdentityIQ lists pricing from $6.99 per month; Aura lists its Family plan at $32 a month; and myEquifax lists Equifax Complete at $99.95 a year. Experian gives pricing on request.

Can I use these services on the web?

Web access is a platform used by services in this category, but support differs by product. Check the listing before signing up.

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