The Zai homepage
Score6.1
Rank#14 of 28
Free planNo
Runs onAPI, Web

Summary

Zai is ranked #14 of 28 in marketplace payment platforms on Everything Xiaomi. It runs on API, Web. There is no free plan.

Zai plans and pricing

All plans
Customised Not published Custom package; contact sales. Volume discounts · Multi-product discounts · Country-specific rates · Interchange pricing hellozai.com · 2 Oct 2026
Standard Not published Per card transaction; fees exclude GST. Australia pricing shown · Domestic card rate includes American Express, Mastercard and Visa · Custom pricing available for large payment volumes, high-value transactions, or unique business models hellozai.com · 2 Oct 2026

Compared on marketplace payment platforms

Free plan
Nohellozai.com
Seller onboarding
Yeshellozai.com
Split payments
Yeshellozai.com
Commission tools
Yeshellozai.com
Payout scheduling
scheduledhellozai.com
KYC/KYB support
Yeshellozai.com
Payment methods
Credit and debit cards; PayTo/NPP; BECS direct debit; BPAY; standard bank transfers; wire transfershellozai.com

Facts

Product
Zai provides an API-powered platform for collecting, sending, and orchestrating business payments.hellozai.com · 2 Oct 2026
Payment workflows
The platform supports workflows for splitting, holding, routing, and disbursing funds to multiple parties.hellozai.com · 2 Oct 2026
Reconciliation
Virtual accounts and PayIDs can be used to match incoming payments in real time.hellozai.com · 2 Oct 2026
Integrations
Integration options include RESTful APIs, hosted forms, iframe-based hosted fields, and CMS plugins; the site names WooCommerce as a plugin.hellozai.com · 2 Oct 2026
WooCommerce requirements
The WooCommerce plugin page specifies WordPress 6.x, WooCommerce 7.x to 9.x, PHP 7.4 or higher, and a valid SSL certificate.hellozai.com · 2 Oct 2026
Security
Zai says it is a PCI DSS compliant Level 1 Service Provider and undergoes regular audits and reviews by card schemes and partner banks.hellozai.com · 2 Oct 2026
Fraud controls
The payment collection page describes cardholder-data tokenisation, fraud monitoring, and optional 3DS2 step-up authentication for card payments.hellozai.com · 2 Oct 2026
Support
Zai says customers receive a dedicated account manager and access to in-house developers for payment support.hellozai.com · 2 Oct 2026
Markets and users
Zai describes itself as an Australian fintech payments provider and lists fintech, marketplaces, healthtech, payroll, SaaS, proptech, and retail among the business sectors it serves.hellozai.com · 2 Oct 2026
Availability limit
The API reference says UK credit-card and direct-debit transactions are not yet available.developer.hellozai.com · 2 Oct 2026
API environments
The API reference documents separate Live production and Pre-live sandbox environments.developer.hellozai.com · 2 Oct 2026

Company

Founded
2021hellozai.com · 28 Sept 2026
Headquarters
Melbourne, Victoria, Australiahellozai.com · 28 Sept 2026

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Sources