Xendit
Xendit provides businesses with payment infrastructure for accepting payments, making payouts, handling platform payments, and financing.
What Xendit is
Xendit provides businesses with payment infrastructure for accepting payments, making payouts, handling platform payments, and financing. It supports more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong, including cards, virtual accounts, bank transfers, e-wallets, QR codes, direct debit, retail outlets, and online installments. Xendit says it can send payouts to more than 450 banks and e-wallets, including on weekends and public holidays, with payout coverage in 14 countries. Subscription tools automate recurring payments by card, e-wallet, or direct debit. The service also offers identity checks such as ID-card verification, OCR, AML checks, and liveness detection with facial matching. Security controls include two-factor authentication, user permissions, and secure API keys. Integrations include WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo, though availability varies by country. Xendit has Android, iOS, web, and API access, and advertises human support around the clock. Transaction rates vary by payment method and volume; some products or notifications may have separate charges. Merchants must complete onboarding and account activation before processing payments.
Good
- Accepts more than 100 payment methods across seven markets.
- Payouts reach 450+ banks and e-wallets.
- Automates recurring card, e-wallet, and direct-debit payments.
- Offers identity verification and account security controls.
- Advertises 24/7 human support.
Watch out
- Merchants must complete onboarding and account activation.
- Transaction rates vary by method and volume.
- Some products or SMS notifications may cost extra.
- Integration availability varies by country.
Who it suits
Xendit suits enterprises, startups, SMEs, online sellers, marketplaces, and businesses that need recurring billing or payment infrastructure across its listed markets. It may also suit teams that need APIs, integrations, or payouts to banks and e-wallets.
Verdict
Xendit combines payment acceptance, recurring billing, payouts, and platform payments for businesses operating in its supported markets. Check method-specific rates, additional charges, and country-level integration availability before choosing it.
Plans and prices
From Xendit's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| XenPlatform monthly platform fee | $7,500 a month | Separate fees also apply: USD 10,000 one-time setup · USD 15 per sub-account KYC/KYB review · USD 5 per active sub-account monthly · Per master account using XenPlatform |
| Pay-as-you-go payments | — | Standard rates; custom pricing and volume discounts available · Fees quoted exclude local taxes · Per transaction; fixed processing fee plus payment-method fee or payout fee. Rates vary by method and market. |
The facts
Each one read from Xendit's own pages, with the date it was checked.
What it does
- Account requirements
- Merchants must complete standard onboarding and account activation before processing payments.checked 7 Oct 2026
- Account security
- Xendit describes account controls including two-factor authentication, granular user permissions, and secure API keys.checked 7 Oct 2026
- Identity verification
- Its verification tools include bank-name validation, ID-card verification, e-wallet validation, OCR, AML checks, and liveness detection with facial matching.checked 7 Oct 2026
- Integrations
- The maker lists integrations including WooCommerce, Shopify, Wix, Magento, Ecwid, and Odoo; available integrations vary by country.checked 7 Oct 2026
- Payment methods
- It says businesses can accept payments through more than 100 payment methods across Indonesia, the Philippines, Malaysia, Thailand, Vietnam, Singapore, and Hong Kong.checked 7 Oct 2026
- Payouts
- Xendit says it supports payouts to 450+ banks and e-wallets, including on weekends and public holidays.checked 7 Oct 2026
- Pricing caveat
- Transaction rates vary by type and volume, and some products or notifications such as SMS may incur separate charges.checked 7 Oct 2026
- Recurring payments
- Its subscription payments automate recurring payments through credit cards, e-wallets, and direct debit.checked 7 Oct 2026
- Security certifications
- Xendit’s Trust Center lists PCI DSS certificates, PCI attestations of compliance, and ISO 27001:2022 certificates for regional entities.checked 7 Oct 2026
- Support
- Xendit advertises 24/7 support from human agents.checked 7 Oct 2026
- What it does
- Xendit provides payment infrastructure for businesses, including payment acceptance, payouts, platform payments, and financing.checked 7 Oct 2026
- Who it serves
- Xendit says it is built for enterprises, startups and SMEs, online sellers, platforms and marketplaces, and businesses with recurring billing.checked 7 Oct 2026
The company
- Founded
- 2015checked 28 Sep 2026
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