Stripe Identity

What Stripe Identity is

Stripe Identity programmatically verifies user identities to help businesses address fraud while limiting friction for legitimate customers. It checks government ID documents from over 100 countries, captures IDs, extracts document data, and provides access to collected images and selfies. Stripe says machine learning helps identify fake IDs and spoofed photos, and the service can compare an ID photo with a selfie. It can validate Social Security numbers and addresses against databases, though ID number lookup is currently limited to US Social Security numbers. Businesses can embed the service with pre-built libraries and SDKs; Stripe Connect onboarding can request further verification based on platform risk signals. The verification interface supports mobile and web capture, customizable colors and branding, and 53 languages. Stripe lists marketplace trust and safety, KYC onboarding, fraud reduction, and account-takeover prevention as use cases. The service is integrated with payments, subscriptions, and payouts, and Financial Connections can verify a linked bank account after identity confirmation. The ID number lookup costs $0.50, paid once, billed per completed lookup. ID document verification and selfie costs $1.50, paid once, billed per completed verification, with the first 50 verifications free.