Securo
Securo is an open-source, self-hosted personal finance manager for tracking money on your own infrastructure.
What Securo is
Securo is an open-source, self-hosted personal finance manager for tracking money on your own infrastructure. It combines budgets, bill tracking, net-worth tracking, investment records, and shared expenses. Bank connections include Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks. You can import financial history in OFX, QIF, CAMT, and CSV formats, and set rules to categorize transactions or handle recurring bills and subscriptions. Reports show monthly category budgets and net worth over time. Multiple currencies are supported, but cross-currency calculations use a 1:1 fallback unless you provide an Open Exchange Rates key; the app displays a warning in that case. The makers say credentials stay off their infrastructure and transaction history remains in PostgreSQL on your machine. The app can be deployed with Docker Compose or Helm, with setup instructions for Linux, macOS, and Windows. The Self-hosted plan is free, with all listed features and future updates included.
Good
- Imports OFX, QIF, CAMT, and CSV history.
- Tracks stocks and custom assets.
- Supports recurring bills and automatic categorization rules.
- Offers two-factor authentication, OIDC, and optional passkeys.
Watch out
- Cross-currency amounts fall back to a 1:1 rate without a key.
- Deployment requires Docker Compose or Helm.
Who it suits
Securo suits people who want to manage finances on their own infrastructure, including freelancers, small companies, and accountants exploring business use. It also supports sharing transactions with family or a team.
Verdict
Securo brings personal finance tracking, imports, budgeting, and account connections into a self-hosted package. Its free plan includes all listed features, but users should account for deployment and the exchange-rate fallback when choosing it.
Plans and prices
From Securo's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Self-hosted | Free | Self-hosted · all listed features included · every future update · Free forever; no subscriptions, seats, or upsells |
The facts
Each one read from Securo's own pages, with the date it was checked.
What it does
- Account sync
- bothchecked 22 Sep 2026
- AI assistants
- Optional self-hosted AI agents can chat with Securo data using tools and a per-agent RAG knowledge base; the feature is off by default.checked 12 Oct 2026
- Authentication
- The app supports two-factor authentication with brute-force protection, OIDC login, and optional passkeys.checked 12 Oct 2026
- Automation
- Rules can automatically categorize transactions, and recurring transactions can handle subscriptions and regular bills.checked 12 Oct 2026
- Bank sync
- Bank sync supports providers including Pluggy for Brazilian banks, Enable Banking for about 2,500 European PSD2 banks, and SimpleFIN for US and international banks.checked 12 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Budgets and reporting
- Securo provides monthly category budgets, reports, and net worth tracking over time.checked 12 Oct 2026
- Deployment
- The documentation lists Docker Compose or Helm for deployment, and the project provides setup instructions for Linux, macOS, and Windows.checked 12 Oct 2026
- Imports
- Users can import financial history in OFX, QIF, CAMT, and CSV formats.checked 12 Oct 2026
- Investments
- The app tracks stocks and custom assets with valuation and growth rules.checked 12 Oct 2026
- Multi-currency
- Securo supports multiple currencies with automatic conversion; without an Open Exchange Rates key, cross-currency amounts use a 1:1 fallback rate with a visual warning.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy
- The makers say bank credentials never touch their infrastructure and transaction history stays in PostgreSQL on the user's machine.checked 12 Oct 2026
- Product
- Securo is an open-source, self-hosted personal finance manager for tracking money on your own infrastructure.checked 12 Oct 2026
- Shared expenses
- Users can share transactions with family or a team.checked 12 Oct 2026
- Support and audience
- The makers direct users to documentation and Discord, and specifically invite freelancers, small companies, and accountants to discuss business use.checked 12 Oct 2026
- Telemetry
- The self-hosted app sends no usage tracking, analytics, or crash reports to the makers, according to its privacy page.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
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