Satago
Satago combines credit risk information, automated credit control, and invoice finance for businesses and their accountants.
What Satago is
Satago combines credit risk information, automated credit control, and invoice finance for businesses and their accountants. Risk Insights shows customer risk bands, average payment times, and suggested credit limits. Credit Control automates invoice reminders, monthly statements, and thank-you emails with customizable messages and schedules, using email or SMS channels. Businesses can finance selected invoices through Single Invoice Finance or all eligible invoices through Full Invoice Finance; advertised advances reach up to 90%. Satago lists more than 300 accounting software integrations, including Sage, Xero, and QuickBooks, and supports Microsoft Outlook, Gmail beta, or a Satago mailbox for reminders. SME Basic costs £45 per month or £450 annually, SME Premium costs £80 per month or £800 annually, and SME Platinum costs £200 per month or £2000 annually. Invoice-finance pricing is pay-as-you-go or bespoke. The service is available on the web and through an API.
Good
- Risk bands and suggested credit limits
- Customizable automated reminders
- More than 300 accounting integrations
- Selective or full invoice finance
- Email and SMS communication
Watch out
- No free plan
- Finance eligibility requirements apply
- Full finance requires a 12-month contract
- SME plans are paid
Who it suits
It suits businesses and accountants that need customer risk information, automated payment communications, and invoice funding options.
Verdict
Satago brings credit monitoring, collections automation, and financing into one service with web and API access. The appropriate finance option depends on invoice eligibility, turnover, trading history, and facility requirements.
Plans and prices
From Satago's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| SME Basic | £45 a month | 25 credit reports · 100 email reminders per month · £45 per month or £450 billed annually |
| SME Premium | £80 a month | 100 credit reports · Unlimited email reminders · 100 SMS reminders · £80 per month or £800 billed annually |
| SME Platinum | £200 a month | Unlimited credit reports · £200 per month or £2000 billed annually |
| Full Invoice Finance | Priced on request | Minimum 12-month contract · Facility from £100,000 · Annual turnover of at least £400,000 · Bespoke pricing |
| Single Invoice Finance | Priced on request | No minimum contract period · Invoices must be within payment terms · Eligible invoices from £5,000 to £2.5m · Pay-as-you-go; pricing per invoice funded |
The facts
Each one read from Satago's own pages, with the date it was checked.
What it does
- Accounting integrations
- Satago says it has more than 300 accounting software integrations, including Sage, Xero and QuickBooks.checked 7 Oct 2026
- Credit control
- Credit Control automates invoice reminders, monthly statements and thank-you emails, with customisable messages and schedules.checked 7 Oct 2026
- Data protection
- Satago says it uses TLS encryption in transit and AES-256 encryption at rest, and accounting connections are read-only by default.checked 7 Oct 2026
- Email integrations
- Satago supports sending automated reminders through Microsoft Outlook, Gmail beta or a Satago mailbox.checked 7 Oct 2026
- Finance eligibility
- Single Invoice Finance is described for UK businesses trading on credit with UK businesses, with turnover of at least £100,000 and more than six months trading.checked 7 Oct 2026
- Finance options
- Satago offers selective finance for chosen invoices and full invoice finance for all eligible invoices.checked 7 Oct 2026
- Full finance eligibility
- Full Invoice Finance is described for businesses with turnover over £400,000, a facility of at least £100,000 and more than 12 months trading.checked 7 Oct 2026
- Funding advance
- Satago advertises advance rates of up to 90% for invoice finance.checked 7 Oct 2026
- Purpose
- Satago combines credit risk insights, automated credit control and invoice finance in one platform for businesses and their accountants.checked 7 Oct 2026
- Risk insights
- Risk Insights shows customer risk bands, average payment times and suggested credit limits.checked 7 Oct 2026
- Security certification
- Satago says it is ISO/IEC 27001:2022 certified and that its data centre provider is SOC 2 certified.checked 7 Oct 2026
- Support
- Satago says its team of experts is available to offer assistance and advice.checked 7 Oct 2026
The company
- Founded
- 2013checked 28 Sep 2026
- Founded and headquarters
- Satago says it was founded in 2013; its site lists an address at 88 Kingsway, London, WC2B 6AA.checked 7 Oct 2026
- Headquarters
- London, United Kingdomchecked 28 Sep 2026
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