Razorpay Route
Razorpay Route splits incoming payments among multiple sellers, service providers, or bank accounts.
What Razorpay Route is
Razorpay Route splits incoming payments among multiple sellers, service providers, or bank accounts. Marketplaces can control each recipient’s share and settlement timing, onboard payees as linked accounts without physical paperwork, and make multiple transfers from a payment. Transfers can also be reversed through APIs. Businesses can schedule settlements, defer them, or hold transfers until specified business conditions are met. Route provides API-driven reconciliation and reporting for transactions, transfers, and settlements. Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can be split using the service. Webhooks report transfer creation and reversal, with distinct test and live mode URLs. Route is listed as available in India and Malaysia, and checkout support covers web, Android, iOS, and Webview. Access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information. Standard Plan pricing is $0.10, paid once, billed as 0.1% on each successful transfer as addon pricing; underlying payment gateway charges and GST also apply.
Good
- Supports multiple transfers for each payment.
- Users can schedule, defer, or hold transfers.
- API-based reconciliation and reporting cover transactions and settlements.
- Integrates with Subscriptions, Payment Links, Invoices, and Smart Collect.
- Available for web, Android, iOS, and Webview checkout.
Watch out
- Access requires the stated domestic or export turnover threshold.
- Payer-payee transparency information is required.
- Standard pricing adds 0.1% per successful transfer, plus applicable charges and GST.
Who it suits
It is for marketplaces and other businesses that need to divide payments among linked sellers or service providers. Businesses must meet the stated turnover and transparency-information requirements to access it.
Verdict
Route provides payment splitting, settlement controls, and reporting for businesses handling multiple payees. Confirm eligibility and the applicable transfer and payment gateway charges before using it.
Plans and prices
From Razorpay Route's own pricing page, checked 3 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Standard Plan | $0.10, paid once | Successful transfers only · Standard Payment Gateway pricing applies to underlying payment · GST applicable · 0.1% charged on every transfer as addon pricing; limited-time offer |
| Customized Plan | Priced on request | Custom pricing · Sign up to learn more |
The facts
Each one read from Razorpay Route's own pages, with the date it was checked.
What it does
- Availability
- Route is listed as available in India and Malaysia.checked 3 Oct 2026
- Eligibility limit
- The documentation states that access requires domestic turnover above ₹40 Lakhs or export turnover above ₹5 Lakhs in FY26 or FY25, plus payer-payee transparency information.checked 3 Oct 2026
- Integrations
- Payments collected through Subscriptions, Payment Links, Invoices, and Smart Collect can be split using Route.checked 3 Oct 2026
- Linked accounts
- Businesses can onboard vendors, sellers, and service providers as linked accounts without physical paperwork.checked 3 Oct 2026
- Marketplace use
- Marketplaces can split individual customer payments among multiple sellers and control how much is transferred, to whom, and when it settles.checked 3 Oct 2026
- Reconciliation and reporting
- Route supports API-driven reconciliation and reporting on transactions, transfers, and settlements.checked 3 Oct 2026
- Scale
- Razorpay says Route is built for 100,000+ sellers and millions of transactions, with servers hosted on Amazon AWS and auto-scaling systems.checked 3 Oct 2026
- Settlement controls
- Users can schedule settlements, defer them, or put transfers on hold until business conditions are met.checked 3 Oct 2026
- Support
- Razorpay's About Us page lists 24x7 support as a signup benefit.checked 3 Oct 2026
- Transfers and reversals
- Route supports multiple transfers to linked accounts for each payment and lets users reverse transferred funds through APIs.checked 3 Oct 2026
- Webhooks
- Route can send webhook notifications for transfer.created and transfer.reversed events, with separate test and live mode URLs.checked 3 Oct 2026
- What it does
- Route splits incoming payments among multiple third parties, sellers, or bank accounts for one-to-many disbursements.checked 3 Oct 2026
The company
- Headquarters
- Bengaluru, Karnataka, Indiachecked 28 Sep 2026
- Maker details
- Razorpay says it was founded by IIT Roorkee alumni and lists its headquarters in Bangalore.checked 3 Oct 2026
Where it runs
- Supported platforms
- Route supports Standard Checkout and Custom Checkout on web, Android, iOS, and Webview.checked 3 Oct 2026
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