Paytm Payment Links
Paytm Payment Links lets merchants request remote payments through shareable links, without building a website or adding a payment gateway to one.
What Paytm Payment Links is
Paytm Payment Links lets merchants request remote payments through shareable links, without building a website or adding a payment gateway to one. Merchants can create links in the Paytm Dashboard, Business App, or through APIs, then send them by SMS, social media, or email. Supported payment sources include Paytm Wallet, UPI, Paytm Postpaid, cards, and net banking, among more than 100 payment instruments. Link formats include generic and fixed-amount links, payment pages for collecting customer details, and invoice links with product-wise breakdowns. Merchants can allow partial payments until the requested amount is paid, set automatic reminders, and issue one-click refunds. The product also supports bulk creation of up to 1 Lakh links in one go without API integration. Links can remain valid for up to one year. International payments from 50+ countries require activation on the merchant account. Settlement is stated as T+1, including weekends and bank holidays. No price is listed; the page states there are no setup or maintenance charges.
Good
- Create links through dashboard, app, or API.
- Share links by SMS, social media, or email.
- Supports more than 100 payment instruments.
- Allows partial payments and automatic reminders.
- States T+1 settlement, including weekends and bank holidays.
Watch out
- International payments require account activation.
- Links expire after a maximum of one year.
- Acceptance limit follows the merchant’s monthly limit.
- No price is listed.
Who it suits
It suits merchants who need to collect remote payments without building a website, including freelancers and social media businesses. The listed use cases also include education, retail, ecommerce, IT services, travel, healthtech, logistics, and enterprises.
Verdict
Paytm Payment Links offers several ways to create and share payment requests, plus partial payments and link types for different collection needs. Merchants should check their monthly acceptance limit and enable international payments separately if needed.
Plans and prices
From Paytm Payment Links's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Paytm Payment Links | Priced on request | No setup fees or maintenance charges stated; payment acceptance limit follows the merchant’s monthly acceptance limit |
The facts
Each one read from Paytm Payment Links's own pages, with the date it was checked.
What it does
- Bulk creation
- The product page says merchants can create up to 1 Lakh payment links in one go without API integration.checked 4 Oct 2026
- Create and share
- Merchants can create links in the Paytm Dashboard, Business App, or through APIs, then share them by SMS, social media, or email.checked 4 Oct 2026
- ERP and API integration
- The product page says payment links can be created from an ERP or platform via API; the API documentation describes creating links and attaching form templates.checked 4 Oct 2026
- International payments
- The FAQ says payments from 50+ countries can be accepted, and international payments must be enabled for the merchant account.checked 4 Oct 2026
- Link types
- The developer documentation describes generic links, fixed amount links, payment pages for collecting customer details, and invoice links with product-wise amount breakdowns.checked 4 Oct 2026
- Link validity
- Payment links have a maximum validity of one year, and one year is the default expiry when no expiry date is specified.checked 4 Oct 2026
- Partial payments
- Merchants can enable multiple partial payments on a link until the requested amount is fully paid.checked 4 Oct 2026
- Payment acceptance limit
- The link acceptance limit is the same as the merchant’s monthly acceptance limit; the page says merchants can request a monthly plan upgrade by submitting business documents.checked 4 Oct 2026
- Payment methods
- The product page lists Paytm Wallet, UPI, Paytm Postpaid, cards, and net banking among supported payment sources, and states that it supports 100+ payment instruments.checked 4 Oct 2026
- Reminders and refunds
- The page lists automatic payment reminders and one-click refunds as features.checked 4 Oct 2026
- Security
- The product page describes bank-grade security with fraud prevention technology; Paytm Payments Services says it is PCI DSS certified and ISO/IEC 27001:2022 certified for the stated payment aggregator and tokenization services scope.checked 4 Oct 2026
- Settlement
- The product page states T+1 settlement, including bank holidays and weekends.checked 4 Oct 2026
- Support
- Paytm for Business support lists a phone number for existing customers and an online option to send a query.checked 4 Oct 2026
- What it does
- Lets merchants request remote payments through shareable links without building a website or integrating a payment gateway into it.checked 4 Oct 2026
- Who it is for
- The page presents use cases including freelancers, social media businesses, education, retail, e-commerce, wholesalers, IT services, travel, healthtech, logistics, and enterprises.checked 4 Oct 2026
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