PayPay app
Free
Free registration; use requires a smartphone that can receive SMS verification; payment and balance limits vary by payment method
Checked 8 Oct 2026
Plans and prices
PayPay pricing
PayPay My Store Lite Plan
$1,980 a month
Merchant plan; 1.60% payment fee if all physical stores use the plan; coupon usage fee 3% per transaction
Checked 8 Oct 2026