PayMongo Platforms
PayMongo Platforms provides embedded payments infrastructure for marketplaces and SaaS platforms.
What PayMongo Platforms is
PayMongo Platforms provides embedded payments infrastructure for marketplaces and SaaS platforms. Through one API integration, businesses can onboard merchants, process payments, and manage payouts. Platforms can define transaction splits and distribute funds between themselves and sub-accounts. Hosted onboarding and compliance-ready workflows support merchant registration, while integrated KYC and balance tracking help manage sub-accounts. Payment acceptance includes cards, e-wallets, bank transfers, and QR Ph payments such as GCash, Maya, and GrabPay. APIs allow customization of payment flows, split ratios, platform fees, and disbursement schedules. Real-time visibility covers collections, payouts, revenue, and fund movement. PayMongo states that the product uses BSP-regulated infrastructure, end-to-end encryption, advanced fraud detection, and PCI DSS compliance. It is available through API and web. Pricing is on request: onboarding is custom enterprise pricing, splitting is usage-based, and embedded financial services are custom.
Good
- One API for onboarding and payouts
- Supports cards, wallets, transfers, and QR
- Custom transaction splitting and fees
- Real-time payment movement visibility
- Integrated KYC and balance tracking
Watch out
- No free plan
- Pricing requires a request
- Some pricing is usage-based
- Prices are VAT-exclusive
Who it suits
It is intended for marketplaces and SaaS platforms that manage merchant payments and payouts. Teams needing split payments, onboarding, KYC, and flexible disbursements can use its API and web tools.
Verdict
PayMongo Platforms focuses on embedded merchant payments, split funds, onboarding, and payout management. Its payment methods and configurable APIs suit platforms that need control over sub-accounts and disbursements.
Plans and prices
From PayMongo Platforms's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Embedded Financial Services | Priced on request | Custom |
| Merchant Onboarding | Priced on request | Custom (enterprise) |
| Payment Splitting | Priced on request | Usage-based |
The facts
Each one read from PayMongo Platforms's own pages, with the date it was checked.
The company
- Company location
- PayMongo lists its address in Bonifacio Global City, Taguig, Philippines.checked 7 Oct 2026
- Founded
- 2019checked 28 Sep 2026
- Headquarters
- Taguig, Philippineschecked 28 Sep 2026
What it does
- Customization
- Its APIs let businesses customize payment flows, split ratios, platform fees, and disbursement schedules.checked 7 Oct 2026
- Intended users
- The product is presented for marketplaces and SaaS platforms that need to manage merchant payments and payouts.checked 7 Oct 2026
- Merchant onboarding
- The product offers hosted merchant onboarding and compliance-ready workflows.checked 7 Oct 2026
- Payment methods
- It supports cards, e-wallets, bank transfers, and QR Ph payments, including GCash, Maya, and GrabPay.checked 7 Oct 2026
- Payment splitting
- Platforms can define transaction splits and automatically distribute payments between the platform and sub-accounts.checked 7 Oct 2026
- Payment tracking
- The platform provides real-time visibility into collections, payouts, revenue, and fund movement.checked 7 Oct 2026
- Pricing
- Platform pricing lists merchant onboarding as custom enterprise pricing, payment splitting as usage-based, and embedded financial services as custom; prices are VAT-exclusive.checked 7 Oct 2026
- Product
- PayMongo Platforms is embedded payments infrastructure that lets marketplaces and SaaS platforms onboard merchants, process payments, and manage payouts through one API integration.checked 7 Oct 2026
- Reliability
- PayMongo says its infrastructure is designed to reduce downtime and keep transactions uninterrupted.checked 7 Oct 2026
- Security
- The product page states that PayMongo Platforms uses BSP-regulated infrastructure, end-to-end encryption, advanced fraud detection, and PCI DSS compliance.checked 7 Oct 2026
- Support
- The product page says its support team can assist with setup and integration.checked 7 Oct 2026
- Wallets and KYC
- Integrated KYC and balance tracking are provided for sub-account management.checked 7 Oct 2026
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