Payconiq
The facts below are what the maker publishes about Payconiq, checked and dated. Our editors have not written about it yet.
Plans and prices
From Payconiq's own pricing page, checked 11 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Payconiq for merchants | Priced on request | Commission pricing is adapted to the merchant; no fixed costs stated · No subscription or installation fees; merchants pay when they receive a payment. |
The facts
Each one read from Payconiq's own pages, with the date it was checked.
What it does
- Bank partners
- The maker names Spuerkeess, POST Luxembourg, BIL, BGL BNP Paribas, ING Luxembourg and Raiffeisen Luxembourg as banks offering Payconiq to customers.checked 11 Oct 2026
- In-store options
- Merchants can accept payments using terminal, customer-screen, receipt or standalone QR codes, including QR codes with customer-defined, fixed or changeable amounts.checked 11 Oct 2026
- Integrations
- The maker says Payconiq works with e-commerce plugins but does not name them on the page; its point-of-sale page also describes integration with POS systems.checked 11 Oct 2026
- Merchant uses
- The maker lists point-of-sale, e-commerce, invoice payments and nonprofit fundraising as merchant use cases.checked 11 Oct 2026
- Online checkout
- Online merchants can offer QR-code payments or App2App payments, with payment confirmation returned to their system after bank approval.checked 11 Oct 2026
- Payment flow
- Payments are made directly from the user’s bank account to the recipient’s account.checked 11 Oct 2026
- Recipient methods
- bankchecked 22 Sep 2026
- Regulatory status
- Payconiq International SA says it is authorized as a Luxembourg payment institution and supervised by the CSSF.checked 11 Oct 2026
- Security
- Payconiq describes itself as a banking service that meets high security and encryption standards.checked 11 Oct 2026
- Support
- The maker directs consumers to their bank for general information and activation help, and says Buckaroo is the primary merchant-services contact during and after the transition.checked 11 Oct 2026
- Transfer tracking
- Yeschecked 22 Sep 2026
- Transition
- The maker says Payconiq payments are migrating to Wero in 2026 and that the Payconiq brand and app will no longer be used after the transition.checked 11 Oct 2026
- User fees
- The maker says the bank’s Payconiq app is free and payments, transfers and receipts are free for users, excluding mobile-operator communication costs.checked 11 Oct 2026
- What it does
- Payconiq is a mobile banking payment solution for paying in stores, online and in apps, paying bills, and transferring money.checked 11 Oct 2026
The company
- Company winddown
- Payconiq says it transferred its merchant portfolio to Buckaroo from January 2026 and decided to end its payment activities and relinquish its payment-institution authorization, subject to regulatory and operational steps.checked 11 Oct 2026
- Founded
- 2006checked 28 Sep 2026
- Headquarters
- 9-11 rue Joseph Junck, L-1839 Luxembourg, Luxembourgchecked 28 Sep 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
Where it runs
- Mobile apps
- The maker says participating banks provide their own Payconiq apps through the App Store or Google Play.checked 11 Oct 2026
- Mobile platforms
- bothchecked 22 Sep 2026
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