Oracle Payments Cloud Service
Oracle Payments Cloud Service is a web-based payment service for hotels and restaurants.
What Oracle Payments Cloud Service is
Oracle Payments Cloud Service is a web-based payment service for hotels and restaurants. It accepts debit and credit cards, Apple Pay, Samsung Pay, and Google Pay, and supports card-present, online, tableside, and mobile payments. Workflows include deposits and preauthorizations, bar tabs, contactless transactions, currency conversion, pay-at-table payments, and receipt printing. Tokenization protects card data, and Oracle says transactions use end-to-end encryption and meet the Payment Card Industry Data Security Standard. For OPERA Cloud users, Pay by Link can be set up with deposit rules and email templates. Oracle also provides a process for reconciling posted card revenue with amounts processed, settled, and paid out. Oracle says hospitality experts assist with deployment, with a single support team available 24/7/365. Pricing is described as flat-rate, pay-as-you-go, and month to month, without long-term contracts, extra service or convenience fees, or monthly minimums; no numeric rate is listed. Availability is currently limited to the United States and United Kingdom.
Good
- Accepts cards, Apple Pay, Samsung Pay, and Google Pay
- Supports tableside, online, mobile, and card-present payments
- Includes deposit and preauthorization rules
- Pay by Link can be configured in OPERA Cloud
- No monthly minimums or long-term contracts
Watch out
- No numeric processing rate is listed
- Available only in the United States and United Kingdom
Who it suits
It suits hotels and restaurants that need card payment options across in-person, online, tableside, or mobile workflows. OPERA Cloud users can also use its Pay by Link setup and reconciliation workflow.
Verdict
Oracle Payments Cloud Service combines multiple payment methods with workflows for hospitality operations. Its listed availability is limited to the United States and United Kingdom, and the product page does not show a numeric rate.
Plans and prices
From Oracle Payments Cloud Service's own pricing page, checked 20 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Card-present processing rate | Priced on request | Fixed-rate processing |
| Card-not-present processing rate | Priced on request | Fixed-rate processing |
| Oracle Payments Cloud Service | Priced on request | No long-term contract · No additional service or convenience fees · No monthly minimums · Flat rate, pay-as-you-go; no numeric rate is shown on the product page. |
The facts
Each one read from Oracle Payments Cloud Service's own pages, with the date it was checked.
What it does
- Deployment
- Oracle says hospitality experts work with customers to deploy the payment service.checked 4 Oct 2026
- OPERA Cloud setup
- Oracle documentation says Pay by Link can be activated in OPERA Cloud and configured with deposit rules and email delivery templates.checked 4 Oct 2026
- Payment methods
- It accepts debit cards, credit cards, Apple Pay, Samsung Pay, and Google Pay.checked 4 Oct 2026
- Payment workflows
- Supported workflows include automated deposit and preauthorization rules, bar tabs, contactless payments, dynamic currency conversion, pay-at-table payments, and receipt printing.checked 4 Oct 2026
- Pricing terms
- The product page describes flat-rate pay-as-you-go pricing with month-to-month terms and no long-term contracts, additional service or convenience fees, or monthly minimums.checked 4 Oct 2026
- Purpose
- Oracle Payments Cloud Service is an end-to-end payment solution for hotels and restaurants.checked 4 Oct 2026
- Reconciliation
- Oracle provides a workflow for reconciling card revenue posted in OPERA Cloud PMS against amounts processed, settled, and paid out in Oracle Payments.checked 4 Oct 2026
- Security
- Oracle says transactions are routed through end-to-end encryption and the service complies with the Payment Card Industry Data Security Standard.checked 4 Oct 2026
- Support
- Oracle says customers receive a single support team available 24/7/365.checked 4 Oct 2026
- Supported market
- Oracle's product datasheet says the service is currently available in the United States and United Kingdom.checked 4 Oct 2026
- Tokenization
- The service supports tokenization of card data for secure payment processing.checked 4 Oct 2026
The company
- Headquarters
- Austin, Texas, USAchecked 4 Oct 2026
- Maker founded
- Oracle's company history identifies 1977 as the year Software Development Laboratories was founded.checked 4 Oct 2026
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