Noda
Noda is a business payments platform that lets customers pay directly from bank accounts, alongside cards, Apple Pay, and Google Pay.
What Noda is
Noda is a business payments platform that lets customers pay directly from bank accounts, alongside cards, Apple Pay, and Google Pay. It connects to more than 2,000 banks in the UK and EU, with full UK bank coverage, and says open banking payments settle instantly or near-instantly. Businesses can integrate through an API or plugins for WooCommerce, Magento, PrestaShop, and OpenCart. Payment links and QR codes let businesses accept payments without coding. Noda describes the service as suited to SMEs and e-commerce businesses. Bank payments are authorised through customers’ banks using Strong Customer Authentication. Customers must consent to financial data sharing and can opt out at any time. Open banking transaction fees start at 0.1%; pricing is transaction-based and tailored to business needs, with no fixed plans listed. The pricing page lists 24/7 global technical support and a dedicated personal manager. Noda does not support recurring subscriptions. The company’s open banking page also notes that NaudaPay Limited, previously associated with the Noda and Noda.live brands, is now separate and no longer trades under those brands.
Good
- Connects to more than 2,000 UK and EU banks.
- Offers plugins for four e-commerce platforms.
- Payment links and QR codes need no coding.
- Open banking transaction fees start at 0.1%.
- Lists 24/7 global technical support.
Watch out
- No fixed plans or prices are listed.
- Recurring subscriptions are not supported.
- Pricing is tailored to business needs.
Who it suits
Noda suits SMEs and e-commerce businesses seeking bank payments alongside cards and mobile wallets, with API, plugin, or no-code payment-link options. It does not suit businesses that require recurring subscriptions.
Verdict
Noda combines direct bank payments with card and wallet options, plus several integration paths for businesses. Consider its transaction-based, tailored pricing and the lack of recurring subscription support before choosing it.
Plans and prices
From Noda's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Open-banking transaction pricing | Priced on request | No monthly subscription · No chargeback costs · Custom pricing may apply · Per transaction, from 0.1% |
| Transaction-based pricing | Priced on request | No fixed plans · pricing tailored to business needs · Noda says pricing is transaction-based and tailored to business needs; no fixed plans are listed. |
The facts
Each one read from Noda's own pages, with the date it was checked.
What it does
- API and examples
- Noda exposes an API with examples or tooling for NPM, cURL, C# and PHP, plus webhook callbacks and API-key management.checked 15 Oct 2026
- Bank coverage
- Noda says it connects to more than 2,000 banks in the UK and EU, with full UK bank coverage.checked 3 Oct 2026
- Brand notice
- Noda's open banking page says NaudaPay Limited, which previously used the Noda and Noda.live brands, is now separate and no longer trades under those brands.checked 3 Oct 2026
- Compliance claims
- Noda pages claim PSD2 and GDPR compliance, strong customer authentication, PCI DSS compliance and PCI DSS Level 1 certification.checked 15 Oct 2026
- Consent
- Noda says customers must explicitly consent to financial data sharing and can opt out at any time.checked 3 Oct 2026
- Data enrichment
- Noda describes transaction cleaning, categorisation, affordability checks, creditworthiness analysis, income verification and financial analytics use cases.checked 15 Oct 2026
- Documentation
- Its support portal says technical documentation includes API specifications, integration instructions and code examples.checked 15 Oct 2026
- E-commerce integrations
- Ready-made plugins are offered for WooCommerce, Magento, OpenCart and PrestaShop.checked 15 Oct 2026
- Integrations
- Noda lists plugins for WooCommerce, Magento, PrestaShop, and OpenCart, alongside API integration.checked 3 Oct 2026
- Intended customers
- Noda's integration guide describes its solution as suited to SMEs and e-commerce businesses.checked 3 Oct 2026
- KYC and analytics
- Noda markets automated end-user KYC, lifetime-value forecasting and customer-behaviour segmentation.checked 15 Oct 2026
- Legal entity notice
- Noda’s current site identifies Stone Rose Operations Limited, company HE 489450, as a Cyprus technical-services provider and says NaudaPay Limited is now separate from the Noda brands.checked 15 Oct 2026
- License terms
- Noda’s terms grant users a limited, revocable, non-exclusive and non-transferable right to use the service, with other rights reserved by Noda.checked 15 Oct 2026
- Limit
- A Noda article says the service does not support recurring subscriptions.checked 3 Oct 2026
- Limit: G2 reliability and reach
- G2 review summaries mention occasional peak-time delays, limited international availability and frustration about lack of phone support.checked 15 Oct 2026
- Limit: Software Advice support
- Software Advice reviewers mention a learning curve, delayed ticket resolution and occasional payment-processing disruptions.checked 15 Oct 2026
- Limit: Trustpilot complaints
- Trustpilot includes complaints alleging an unrecognised charge and refusal of a requested refund, alongside comments that customers need education about open banking.checked 15 Oct 2026
- No-code options
- Businesses can accept payments through payment links and QR codes without coding.checked 3 Oct 2026
The company
- Company headquarters
- LinkedIn lists headquarters in Nicosia, Cyprus.checked 15 Oct 2026
- Company size
- LinkedIn lists Noda as privately held with 51–200 employees.checked 15 Oct 2026
- Company timeline
- Noda says open-banking payments beta launched in April 2021, B2C payouts in October 2022, AIS and AI payment links in December 2023, and headquarters moved to Cyprus in June 2026.checked 15 Oct 2026
- Founded
- LinkedIn lists the company as founded in 2020.checked 15 Oct 2026
- Headquarters
- Cypruschecked 28 Sep 2026
Where it runs
- Limit: GetApp operations
- GetApp reviewers report higher transaction fees, delayed settlements, technical glitches, limited currency support and restricted invoice editing.checked 15 Oct 2026
Alternatives to Noda
- 1
TrueLayer Data API
Free planAndroidiOSWebAPI6.9Free plan - 2
Plaid
AndroidiOSWebAPI6.6 - 3
Lean Payments
AndroidiOSWebAPI6.4 - 4
Crezco
WebAPI6.1From £10 a month - 5
Pay by Bank from allpay
AndroidiOSWeb6.1 - 6
TrueLayer Payments
AndroidiOSWebAPI6.1