Morado
Morado is a web service that converts Pub 1220 FIRE files, spreadsheets, and system exports into IRIS XML, validates returns, and transmits information retur…
What Morado is
Morado is a web service that converts Pub 1220 FIRE files, spreadsheets, and system exports into IRIS XML, validates returns, and transmits information returns to the IRS. It is marketed to teams filing 1,000 to 1,000,000 or more forms per season, including banks, credit unions, universities, public pensions, insurers, and casinos. Validation checks submissions against more than 100 IRS schema and business-rule classes and explains errors before transmission. It supports the 1099 series, W-2G, and 1098-T through IRIS A2A, plus 1042-S through MeF. Eligible forms can use Combined Federal/State Filing; for other state filing, Morado exports state-ready Pub 1220 files. Accepted inputs include Pub 1220 files, CSV exports, Excel spreadsheets, and W-9 PDFs, with no API integration required to get started. Corrected returns use the same process and are retransmitted through IRIS A2A. Morado also generates print-ready recipient PDFs and offers printing and mailing or delivery to a customer's print vendor. Its seasonal price is quoted by volume tier. The company describes encrypted data, two deployment options, and exportable audit records.
Good
- Accepts Pub 1220, CSV, Excel, and W-9 PDF inputs.
- Checks against 100+ IRS rule classes.
- Supports corrections through the same pipeline.
- Provides print-ready recipient PDFs.
- Offers state-ready exports where CF/SF does not apply.
Watch out
- Seasonal pricing is quoted by volume tier.
- No API integration is required to start, but none is listed as an input method.
- Supported forms vary by filing channel.
Who it suits
Morado is aimed at organizations processing large seasonal volumes of information returns, including financial institutions, universities, insurers, and casinos. It may suit teams working from existing files or spreadsheets that need IRS transmission and recipient-copy delivery.
Verdict
Morado focuses on converting existing filing data, checking returns, and transmitting them through the stated IRS channels. Teams should confirm their forms, state-filing path, deployment needs, and volume-tier quote.
Plans and prices
From Morado's own pricing page, checked 7 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Morado seasonal plan | Priced on request | Pricing quoted to volume tier; price does not grow as you file · Seasonal price set by volume tier and quoted up front. |
The facts
Each one read from Morado's own pages, with the date it was checked.
What it does
- Audit trail
- Morado retains six artifacts per batch and records who uploaded, approved, and transmitted each filing, with exportable audit information.checked 7 Oct 2026
- Corrections
- Corrected returns run through the same pipeline and are retransmitted through IRIS A2A.checked 7 Oct 2026
- Input formats
- Accepted inputs include Pub 1220 files, CSV exports from QuickBooks, NetSuite, Sage, Xero or custom systems, Excel spreadsheets, and W-9 PDFs.checked 7 Oct 2026
- Integrations
- The site names QuickBooks, NetSuite, Sage, and Xero as sources of CSV exports; it says no API integration is required to get started.checked 7 Oct 2026
- Performance claim
- Morado reports average processing time under 10 minutes for 50,000 forms and says it filed over 94,000 W-2Gs with zero IRS rejections in TY2025.checked 7 Oct 2026
- Purpose
- Morado converts existing Pub 1220 FIRE files, spreadsheets, and system exports to IRIS XML, validates them, and transmits information returns directly to the IRS.checked 7 Oct 2026
- Recipient copies
- Morado generates print-ready recipient PDFs and offers printing and mailing, or delivery to the customer's existing print vendor.checked 7 Oct 2026
- Security and deployment
- Morado describes encrypted data in transit and at rest, PII-aware processing, bring-your-own-cloud deployment, or a dedicated isolated managed environment.checked 7 Oct 2026
- State filing
- Morado supports Combined Federal/State Filing for eligible forms and exports state-ready Pub 1220 files for direct filing where CF/SF does not apply.checked 7 Oct 2026
- Support and onboarding
- White-glove FIRE-to-IRIS migration with a founding engineer is included for customers, and the company says it replies to migration inquiries within one business day.checked 7 Oct 2026
- Supported forms
- Morado says it files the 1099 series, W-2G, and 1098-T through IRIS A2A, and 1042-S through MeF.checked 7 Oct 2026
- Target customers
- Morado is marketed to teams filing 1,000 to 1,000,000+ forms per season, including banks, credit unions, universities, public pensions, insurers, and casinos.checked 7 Oct 2026
- Transmission
- Morado says it transmits directly to the IRS via IRIS A2A using mTLS and OAuth2 under its production transmitter TCC.checked 7 Oct 2026
- Validation
- The product checks submissions against 100+ IRS schema and business-rule classes and explains errors before transmission.checked 7 Oct 2026
The company
- Headquarters
- United Stateschecked 28 Sep 2026
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