Moniqo
The facts below are what the maker publishes about Moniqo, checked and dated. Our editors have not written about it yet.
Plans and prices
From Moniqo's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free and open source | Free | GPL v3 · No subscriptions |
The facts
Each one read from Moniqo's own pages, with the date it was checked.
What it does
- Accounts
- The app supports checking, savings, credit card, cash, and loan accounts.checked 12 Oct 2026
- Account sync
- manualchecked 22 Sep 2026
- Bill tracking
- Nochecked 22 Sep 2026
- Budgeting
- Users allocate income to named envelopes and can move funds between envelopes as plans change.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Currency
- Users choose a currency when creating a budget.checked 12 Oct 2026
- Data export
- The privacy policy says the data-export option is a placeholder and there is no working export endpoint yet.checked 12 Oct 2026
- Data storage
- Application data is stored in PostgreSQL operated by the instance owner; self-hosted users control their own deployment and data.checked 12 Oct 2026
- Integrations
- There is no bank-linking or account-aggregation integration; bank integrations are described as a possible future roadmap item.checked 12 Oct 2026
- Intended users
- The user guide describes Moniqo as personal budgeting software for individuals, families, or people sharing finances.checked 12 Oct 2026
- License
- Moniqo is released under the GNU General Public License version 3.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy
- Moniqo says it does not use application analytics, sell financial data, or share it with advertisers or data brokers.checked 12 Oct 2026
- Product
- Moniqo is an open-source envelope budgeting app for zero-based budgeting.checked 12 Oct 2026
- Report export
- Nochecked 22 Sep 2026
- Security
- Passwords are hashed with bcrypt, and refresh tokens are stored server-side as cryptographic hashes.checked 12 Oct 2026
- Support
- Users can contact Moniqo through its contact form, email, GitHub, or GitHub Discussions.checked 12 Oct 2026
- Transactions
- Users record expenses, income, and transfers manually; Moniqo does not automatically connect to banks.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
Where it runs
- Platforms
- The web app is available in a browser, while macOS, Windows, Linux, Android, and iOS apps are listed as in development.checked 12 Oct 2026
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