MoneyWorks
MoneyWorks is business information and accounting software with desktop applications and a cloud service.
What MoneyWorks is
MoneyWorks is business information and accounting software with desktop applications and a cloud service. Its integrated accounts include cashbook, general ledger, receivables and payables, budgeting, and fixed assets. Business tools cover quoting, order tracking, job costing, billing, inventory, multi-currency work, and bills of material. Reports include financial, sales, purchasing, inventory, receivables, payables, dashboard, and executive summary views, with GST/VAT/HST and sales tax tracking and reporting. It runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now. The maker describes configurations from single-user desktop software to a server supporting up to 100 users. Listed integrations include BigCommerce, WooCommerce, Shopify, Stripe, and PEPPOL e-invoicing; a server REST API supports web-based automation, alongside AppleScript and Visual Basic desktop automation. A free plan and a 45-day trial are listed; the trial ends after 45 days or 99 opens, whichever comes first, and trial data can continue in a purchased version. Listed prices include Express at $18.15 a month and Gold at $28.27 a month. Support costs extra.
Good
- Includes accounting, inventory, job costing, and billing tools.
- Tracks GST, VAT, HST, and sales tax.
- Runs on Windows and Mac with several hosting options.
- 45-day trial data can continue in a purchased version.
- Supports integrations including Shopify, Stripe, and PEPPOL.
Watch out
- Trial ends after 45 days or 99 opens.
- Support is charged separately if required.
- Optional bank feeds are limited to Australia and New Zealand.
- Bank feeds carry an additional monthly charge per company.
Who it suits
MoneyWorks may suit organizations looking for accounting and operational tools, from cash-based clubs and societies to smaller businesses needing invoicing or enterprise-level use. It offers hosting and configuration options for different user scales.
Verdict
MoneyWorks combines accounting, business operations, reporting, tax tools, and automation options across desktop and cloud hosting. Its trial limits, separately charged support, and regional bank feed availability are worth weighing against the features you need.
Plans and prices
From MoneyWorks's own pricing page, checked 4 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| MoneyWorks Express | $18.15 a month | For smaller businesses that need invoicing; the page lists multiple prices. · Prices are in USD per month; the page lists multiple prices for this product. |
| MoneyWorks Gold | $28.27 a month | Cost centre accounting, multi currency, job costing and inventory management; the page lists multiple prices. · Prices are in USD per month; the page lists multiple prices for this product. |
| MoneyWorks Datacentre Single Company File — Single User | $39.93 a month | Single company file · Single user · The page lists multiple prices. · Prices are in USD per month; the page lists multiple prices for this configuration. |
| MoneyWorks Datacentre Multi-Company File — Single User | $50.05 a month | Multi-company file · Single user · The page lists multiple prices. · Prices are in USD per month; the page lists multiple prices for this configuration. |
| MoneyWorks Cashbook | — | Single-user cashbook and general ledger · Prices are in USD per month. |
The facts
Each one read from MoneyWorks's own pages, with the date it was checked.
What it does
- Accounting
- Its integrated accounting functions include cashbook, general ledger, accounts receivable and payable, budgeting, and fixed assets.checked 4 Oct 2026
- API and automation
- MoneyWorks includes a server REST API for web-based automation and supports AppleScript and Visual Basic desktop automation.checked 4 Oct 2026
- Audience
- The maker describes Cashbook as suited to cash-based organisations such as clubs and societies, Express to smaller businesses needing invoicing, and Datacentre as enterprise-level.checked 4 Oct 2026
- Business operations
- The product supports quoting, order tracking, job costing and billing, inventory tracking, multi-currency, and bills of material.checked 4 Oct 2026
- Integrations
- The maker lists BigCommerce, WooCommerce, Shopify, Stripe, PEPPOL e-invoicing, and an integrated MCP server for local desktop AI such as Claude Desktop.checked 4 Oct 2026
- Limits
- Optional bank feeds are available only in Australia and New Zealand and carry an additional monthly charge per company.checked 4 Oct 2026
- Privacy
- The privacy policy says subscription credit card information is stored by payment provider DPS using industry-standard encryption and is not stored by Cognito.checked 4 Oct 2026
- Product
- MoneyWorks is business information and accounting software with a desktop application and cloud service.checked 4 Oct 2026
- Reporting and tax
- It includes financial, sales, purchasing, inventory, receivables, payables, dashboard, and executive summary reports, as well as GST/VAT/HST and sales tax tracking and reporting.checked 4 Oct 2026
- Scale
- The maker describes options from single-user desktop software to a server supporting up to 100 users.checked 4 Oct 2026
- Security
- Gold and Datacentre support role-based login profiles, per-user privileges, restricted account access, read-only access, and audit trails; Datacentre supports SSL network connections.checked 4 Oct 2026
- Support
- Support is not included in perpetual licences or subscriptions and is charged separately if required.checked 4 Oct 2026
The company
- Founded
- 1986checked 28 Sep 2026
- Headquarters
- Auckland, New Zealandchecked 28 Sep 2026
Where it runs
- Platforms and hosting
- MoneyWorks runs on Windows or Mac and can be hosted locally, on a company network, on a cloud server, or through MoneyWorks Now.checked 4 Oct 2026
Money
- Trial
- The trial runs for 45 days or 99 opens, whichever comes first, and trial data can continue in the purchased version.checked 4 Oct 2026
Alternatives to MoneyWorks
- 1
Sage Accounting
Free planAndroidiOSWebAPI8.3From £2 a month - 2

Wave
Free planAndroidiOSWebAPI8.3From $72 a year - 3

FreeAgent
Free planAndroidiOSWebAPI8.2Free plan - 4
ZipBooks
Free planAndroidiOSWebAPI8.2From $15 a month - 5
Giddh
Free planAndroidiOSWebAPI8.1Free plan - 6

GnuCash
Free planOpen sourceAndroidiOSAPILinux8.1Free plan
