Lokta Next 100
Free
NBFCs with AUM up to ₹100 crore at enrolment · excludes pure-play microfinance NBFCs · migration ₹1 lakh one-time plus applicable taxes · bank integration ₹50,000 plus applicable taxes
Checked 30 Sep 2026
Plans and prices
Lokta pricing
Starter (Lokta Next 100)
Free
Assets up to ₹100 crore/about USD 10 million · migration ₹1 lakh one-time · bank integration ₹50,000 one-time · two new lenders per month · excludes pure-play microfinance NBFCs
Checked 15 Oct 2026
Lokta Next 100 after free term
₹1 a month
Begins after 24 months or when average monthly AUM exceeds ₹100 crore for two consecutive months · AI usage metered separately
Checked 30 Sep 2026
Scale-up
$100 a month
Assets above Starter ceiling · implementation USD 5,000–10,000 one-time · standard hosted deployment · metered AI billed separately · taxes extra
Checked 15 Oct 2026
Enterprise
Priced on request
VPC deployment · multiple entities · custom integrations · procurement and security review · dedicated engineering support
Checked 15 Oct 2026