indiBudget
The facts below are what the maker publishes about indiBudget, checked and dated. Our editors have not written about it yet.
Plans and prices
From indiBudget's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free open source | Free | Every feature included · no premium tier · MIT license |
The facts
Each one read from indiBudget's own pages, with the date it was checked.
What it does
- Account sync
- bothchecked 22 Sep 2026
- Bank integration
- Optional bank syncing uses SimpleFIN; bank credentials are handled by SimpleFIN and indiBudget receives transaction data through an access token.checked 12 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Budgets
- Budgets can use weekly, bi-weekly, monthly, quarterly, or yearly periods, with optional rollover and templates such as 50/30/20 and zero-based.checked 12 Oct 2026
- Encryption
- Optional database encryption uses AES-256-GCM with Argon2id key derivation at 64 MB memory and 3 iterations.checked 12 Oct 2026
- Encryption limitation
- There is no recovery mechanism for a forgotten encryption password; the documentation says the database must be deleted or restored from an unencrypted backup.checked 12 Oct 2026
- Imports
- Transaction imports support CSV, Excel, OFX, QFX, and QIF, with duplicate detection.checked 12 Oct 2026
- Intended users
- The maker presents indiBudget as a privacy-focused tool for people managing personal finances on their own computer.checked 12 Oct 2026
- Local storage
- Financial data is stored in an on-device SQLite database, and the app says it does not send financial information to a server unless SimpleFIN sync is enabled.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Purpose
- indiBudget is a personal finance desktop app for budgeting, transaction categorization, subscription tracking, and bank syncing.checked 12 Oct 2026
- Recurring payments
- indiBudget detects recurring charges and tracks cancelled subscriptions with estimated yearly savings.checked 12 Oct 2026
- Report export
- Yeschecked 22 Sep 2026
- Reports
- Reports cover net worth, cash flow, spending, trends, and savings rate, with PDF and CSV export.checked 12 Oct 2026
- Support
- The maker provides indiBudget documentation and lists support by email at [email protected] and by phone at 605-644-6505.checked 12 Oct 2026
- Transactions
- The app includes more than 35 built-in categories, unlimited custom categories, split transactions, and text or regex categorization rules.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Headquarters
- Georgetown, Kentucky, USAchecked 28 Sep 2026
Where it runs
- Platforms
- The documentation describes installation on Linux, macOS, and Windows.checked 12 Oct 2026
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