Guilders

What it does

Account sync

bothchecked 22 Sep 2026

AI advisor

The AI advisor uses account, transaction, and category context and can call tools to retrieve live data.checked 13 Oct 2026

Audience

Guilders says it is built for Europe and other regions where personal finance tools are limited.checked 13 Oct 2026

Bank connections

It connects EU banks through EnableBanking, US banks through Teller, and brokerages through SnapTrade.checked 13 Oct 2026

Budgeting

Transactions can be categorized and searched, with income and expense charts and export options.checked 13 Oct 2026

Budgeting tools

Yeschecked 22 Sep 2026

Developer features

Guilders advertises a REST API with OpenAPI documentation, API keys, webhooks, and an MCP server for AI agents.checked 12 Oct 2026

Developer tools

Guilders offers a REST API, OpenAPI reference, API keys, webhooks, and an MCP server with granular permissions for AI agents.checked 13 Oct 2026

Hosting

The full stack can be self-hosted on the user's own infrastructure, or used through Guilders' hosted service.checked 13 Oct 2026

Institution coverage

The site advertises connections to 7,800+ institutions and names Revolut, HSBC, ING, Bunq, and Coinbase as examples.checked 12 Oct 2026

Institutions

The site says its connections cover more than 7,800 institutions, including Revolut, HSBC, ING, Bunq, and Coinbase.checked 13 Oct 2026

Manual accounts

Users can track cash, collectibles, real estate, vehicles, and other assets without an API by adding them manually.checked 13 Oct 2026

Mobile status

The repository README says the mobile app is not currently a focus and may be rebuilt from scratch.checked 12 Oct 2026

Net worth

It tracks assets minus liabilities across banks, brokerages, crypto, property, vehicles, credit cards, and loans.checked 13 Oct 2026

Net-worth tracking

Yeschecked 22 Sep 2026

Privacy

The site describes Guilders as privacy-first and says users can inspect its source code, export their data, and self-host.checked 13 Oct 2026

Product

Guilders is an open-source personal finance platform that brings bank accounts, investments, crypto, and property into one dashboard.checked 13 Oct 2026

Project maturity

The repository README describes the project as very early and warns that updates may not be backward compatible and data migration may not be possible.checked 12 Oct 2026

Report export

Yeschecked 22 Sep 2026