Frollo App
Frollo App is a free personal money-management app for tracking finances and working toward goals.
What Frollo App is
Frollo App is a free personal money-management app for tracking finances and working toward goals. It links transaction, savings, credit-card, loan, superannuation and investment accounts to create a real-time overview. Transactions are automatically categorised and can be reviewed through detailed historical breakdowns. Users can set budgets and savings goals, receive alerts, follow recurring payments, and get notices about upcoming bills, unusual spending and possible subscription savings. Net worth combines linked accounts with assets and liabilities entered manually. A downloadable PDF financial snapshot can be shared with a mortgage broker. Where available, Frollo uses Consumer Data Right Open Banking and lets users control shared data and duration. For unsupported institutions, users may choose Yodlee screen scraping; Frollo says it does not access or store those credentials. The app is available on Android, iOS and web, with no ads or promotions on its free plan.
Good
- Links multiple financial account types
- Automatically categorises transactions
- Budgets and savings goals include alerts
- Tracks net worth with manual assets and liabilities
- Available on Android, iOS and web
Watch out
- Some institutions may require credential-based screen scraping
- Frollo cannot change accounts or approve payments
- Unusual spending alerts depend on linked account data
Who it suits
Frollo App is aimed at people saving for a house deposit, paying down debt or staying on top of household finances. It suits users wanting linked-account budgeting across web and mobile.
Verdict
Frollo App combines account aggregation, budgeting, bill monitoring and net-worth tracking in a free service. Its connection options and account-action limitation are important considerations for financial management.
Plans and prices
From Frollo App's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | No ads or promotions |
The facts
Each one read from Frollo App's own pages, with the date it was checked.
What it does
- Account overview
- The app links transaction, savings, credit card, loan, superannuation and investment accounts for a real-time financial overview.checked 12 Oct 2026
- Account sync
- bothchecked 22 Sep 2026
- Alternative connection method
- When a financial institution does not support CDR connection, the privacy policy says users may choose Yodlee screen scraping, which uses their banking credentials; Frollo says it does not access or store those credentials.checked 12 Oct 2026
- Bank connections
- Frollo uses Consumer Data Right Open Banking where available, and says users control what data they share and for how long.checked 12 Oct 2026
- Bills and spending alerts
- The app tracks recurring payments and can alert users about upcoming bills, unusual spending and potential subscription savings.checked 12 Oct 2026
- Bill tracking
- Yeschecked 22 Sep 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Budgets and savings goals
- Users can create budgets and savings goals, with alerts to help them stay on track.checked 12 Oct 2026
- Financial snapshot
- Users can download a PDF snapshot of their finances to share with a mortgage broker.checked 12 Oct 2026
- Net worth
- Users can track net worth by combining linked accounts with manually added assets and liabilities.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Purpose
- Frollo is a personal money management app designed to help users manage finances and work toward financial goals.checked 12 Oct 2026
- Report export
- Yeschecked 22 Sep 2026
- Security
- Frollo says it is ISO 27001 certified, is an ACCC-regulated Accredited Data Recipient, and complies with bank-sector security requirements governed by APRA.checked 12 Oct 2026
- Support
- Frollo directs app users to its Help Centre for support.checked 12 Oct 2026
- Transaction categorisation
- Transactions are automatically categorised and can be reviewed in detailed breakdowns over time.checked 12 Oct 2026
- Transactions limitation
- Frollo says it cannot make changes to users’ financial accounts or approve payments or fund transfers.checked 12 Oct 2026
- Who it is for
- The app is presented for people saving for a house deposit, paying down debt or seeking to stay on top of their finances.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Headquarters
- North Sydney, New South Wales, Australiachecked 28 Sep 2026
Where it runs
- Mobile apps
- bothchecked 22 Sep 2026
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