Fire Payments API
Fire Payments API connects Fire’s digital payment services with business applications and back-office systems.
What Fire Payments API is
Fire Payments API connects Fire’s digital payment services with business applications and back-office systems. It can initiate batches of internal transfers and local or cross-border payouts, issue cards, and let customers block or unblock cards and manage their limits. Payment requests let customers pay by bank transfer and include additional information for reconciliation. Through the API, businesses can also retrieve transaction, payee, user, and balance information, check balances, and move funds between Fire accounts in real time. Developers can use Fire’s OpenAPI specification to build a backend client library in their preferred programming language. Fire says prospective customers must contact sales to create an account before configuring an API application and its permissions. Its security framework is designed to meet PSD2 technical standards, and payment batches are authorised and authenticated through the Fire for Business mobile app. The API does not currently support standing orders, scheduled payments, or event notifications. The listed pricing note is from €10/mo; corporate pricing is customised on request.
Good
- Batch internal transfers and local or cross-border payouts
- Issue cards and manage their limits
- Real-time balances and transfers between Fire accounts
- OpenAPI specification for backend integration
Watch out
- No support for standing orders or scheduled payments
- No event notification API
- A Fire account is required before API setup
Who it suits
It suits fintechs and corporate clients seeking to integrate payment processing into their business systems. Setup requires a Fire account arranged through sales.
Verdict
Fire Payments API brings payouts, card management, payment requests, and reconciliation data into business systems. Check its unsupported payment types and contact sales about account setup and corporate pricing.
Plans and prices
From Fire Payments API's own pricing page, checked 28 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Fire Business Account (API access) | Priced on request | API access requires a Fire account · standard business fees vary by service and currency · Contact Fire’s sales team for an account; customised corporate pricing is available on request. |
The facts
Each one read from Fire Payments API's own pages, with the date it was checked.
What it does
- Account setup
- Fire says customers should contact its sales team to create a Fire account before setting up an API application with selected permissions.checked 28 Sep 2026
- Cards
- The API can issue cards and let customers block or unblock them and manage limits from their own systems.checked 28 Sep 2026
- Cash flow
- Customers can check balances and transfer funds between their Fire accounts in real time through the API.checked 28 Sep 2026
- Integrations
- Fire provides an OpenAPI specification that developers can use with their preferred programming language to build a client library for backend integration.checked 28 Sep 2026
- Intended customers
- Fire says it focuses on fintechs and corporate clients that need integrated payment processing as part of their business.checked 28 Sep 2026
- Notable limits
- Fire’s TPP API documentation says it does not currently support standing orders, scheduled payments or the event notification API.checked 28 Sep 2026
- Open banking
- The API can create payment requests so customers can pay by bank transfer, with additional data collected for reconciliation.checked 28 Sep 2026
- Payouts
- The API can initiate batches of internal transfers and local or cross-border payouts from a customer’s own systems.checked 28 Sep 2026
- Purpose
- The Fire Payments API integrates Fire’s digital payment services into applications and back-office systems to automate payment processes.checked 28 Sep 2026
- Reconciliation
- The API can retrieve current transaction, payee, user and balance information to support automated reconciliation and internal operations.checked 28 Sep 2026
- Regulation
- Fire-EU is regulated as a Payment Institution by the Central Bank of Ireland and Fire-UK is authorised as an Electronic Money Institution by the FCA.checked 28 Sep 2026
- Safeguarding
- Fire says customer funds are safeguarded in accounts separate from its operational funds, and this safeguarding is different from bank deposit guarantee schemes.checked 28 Sep 2026
- Security
- Fire says its payment services use a security framework designed to meet PSD2 technical standards, including authorisation and authentication of payment batches through the Fire for Business mobile app.checked 28 Sep 2026
- Support
- Fire directs prospective customers to [email protected] and existing customers to [email protected].checked 28 Sep 2026
The company
- Founded
- 2010checked 28 Sep 2026
- Headquarters
- Dublin, Irelandchecked 28 Sep 2026
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