Fire Payments API

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Score6.4

Rank#4 of 22

Free planNo

Runs onAndroid, API, iOS, Web

Summary

Fire Payments API connects Fire’s digital payment services with business applications and back-office systems. It can initiate batches of internal transfers and local or cross-border payouts, issue cards, and let customers block or unblock cards and manage their limits. Payment requests let customers pay by bank transfer and include additional information for reconciliation. Through the API, businesses can also retrieve transaction, payee, user, and balance information, check balances, and move funds between Fire accounts in real time. Developers can use Fire’s OpenAPI specification to build a backend client library in their preferred programming language. Fire says prospective customers must contact sales to create an account before configuring an API application and its permissions. Its security framework is designed to meet PSD2 technical standards, and payment batches are authorised and authenticated through the Fire for Business mobile app. The API does not currently support standing orders, scheduled payments, or event notifications. The listed pricing note is from €10/mo; corporate pricing is customised on request.

Who it is for

It suits fintechs and corporate clients seeking to integrate payment processing into their business systems. Setup requires a Fire account arranged through sales.

What is good

Batch internal transfers and local or cross-border payouts
Issue cards and manage their limits
Real-time balances and transfers between Fire accounts
OpenAPI specification for backend integration

What to know first

No support for standing orders or scheduled payments
No event notification API
A Fire account is required before API setup

Verdict

Fire Payments API brings payouts, card management, payment requests, and reconciliation data into business systems. Check its unsupported payment types and contact sales about account setup and corporate pricing.

Fire Payments API plans and pricing

All plans

Fire Business Account (API access) Not published Contact Fire’s sales team for an account; customised corporate pricing is available on request. API access requires a Fire account · standard business fees vary by service and currency fire.com · 28 Sept 2026

Compared on open banking payment platforms

Free plan: Nofire.com
Supported countries: 2 countriesfire.com
Bank authentication: redirectfire.com
Payment frequency: bothfire.com
Payment webhooks: Yesfire.com
Refunds: Yesfire.com

Facts

Purpose: The Fire Payments API integrates Fire’s digital payment services into applications and back-office systems to automate payment processes.fire.com · 28 Sept 2026
Payouts: The API can initiate batches of internal transfers and local or cross-border payouts from a customer’s own systems.fire.com · 28 Sept 2026
Cards: The API can issue cards and let customers block or unblock them and manage limits from their own systems.fire.com · 28 Sept 2026
Open banking: The API can create payment requests so customers can pay by bank transfer, with additional data collected for reconciliation.fire.com · 28 Sept 2026
Reconciliation: The API can retrieve current transaction, payee, user and balance information to support automated reconciliation and internal operations.fire.com · 28 Sept 2026
Cash flow: Customers can check balances and transfer funds between their Fire accounts in real time through the API.fire.com · 28 Sept 2026
Integrations: Fire provides an OpenAPI specification that developers can use with their preferred programming language to build a client library for backend integration.docs.fire.com · 28 Sept 2026
Account setup: Fire says customers should contact its sales team to create a Fire account before setting up an API application with selected permissions.docs.fire.com · 28 Sept 2026
Security: Fire says its payment services use a security framework designed to meet PSD2 technical standards, including authorisation and authentication of payment batches through the Fire for Business mobile app.fire.com · 28 Sept 2026
Regulation: Fire-EU is regulated as a Payment Institution by the Central Bank of Ireland and Fire-UK is authorised as an Electronic Money Institution by the FCA.fire.com · 28 Sept 2026
Safeguarding: Fire says customer funds are safeguarded in accounts separate from its operational funds, and this safeguarding is different from bank deposit guarantee schemes.fire.com · 28 Sept 2026
Notable limits: Fire’s TPP API documentation says it does not currently support standing orders, scheduled payments or the event notification API.fire.com · 28 Sept 2026
Support: Fire directs prospective customers to [email protected] and existing customers to [email protected].fire.com · 28 Sept 2026
Intended customers: Fire says it focuses on fintechs and corporate clients that need integrated payment processing as part of their business.fire.com · 28 Sept 2026