Finlynq
The facts below are what the maker publishes about Finlynq, checked and dated. Our editors have not written about it yet.
Plans and prices
From Finlynq's own pricing page, checked 22 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | 54 HTTP MCP tools · 89 stdio MCP tools · iOS app · Android app · Free forever; all features included |
| Everything, included | Free | 54 MCP tools (HTTP) · 89 (stdio) · all features · managed cloud or self-hosted |
The facts
Each one read from Finlynq's own pages, with the date it was checked.
What it does
- Account sync
- bothchecked 22 Sep 2026
- AI integrations
- Its built-in MCP server supports Claude, Cursor, Windsurf, ChatGPT custom GPTs, and other MCP-compatible assistants.checked 12 Oct 2026
- Bank connections
- Finlynq supports direct bank connections with a review step, and says bank login credentials are held by a third-party aggregator rather than Finlynq.checked 12 Oct 2026
- Budgeting and investments
- Features include rollover envelope budgets, lot-tracked investment cost basis, dividends, multi-currency support, and historical FX lookups.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Canadian accounts
- Finlynq tracks RRSP, TFSA, and RESP contribution room against CRA-published limits.checked 12 Oct 2026
- Encryption
- Finlynq says it encrypts sensitive fields with AES-256-GCM using a key derived from the user's password; forgotten passwords can make encrypted data unrecoverable.checked 12 Oct 2026
- Imports
- The app supports CSV, OFX, QFX, PDF, and email imports.checked 12 Oct 2026
- Intended users
- Finlynq describes itself as a personal finance app for individuals and households, and says it is not a broker and does not execute trades or hold customer funds.checked 12 Oct 2026
- MCP tools
- The first-party MCP server provides 54 HTTP tools and 89 stdio tools.checked 12 Oct 2026
- Net-worth tracking
- Yeschecked 22 Sep 2026
- Privacy and retention
- The managed cloud retains operational HTTP logs for 30 days and database backups for 7 days, and says it does not sell or rent user data.checked 12 Oct 2026
- Product
- Finlynq is an open-source personal finance app for tracking income, expenses, budgets, investments, loans, and financial goals.checked 12 Oct 2026
- Report export
- Yeschecked 22 Sep 2026
- Self-hosting
- Users can self-host with Docker Compose and PostgreSQL, with the same feature set as the managed cloud.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
The company
- Maker and funding
- Finlynq describes itself as an independent, bootstrapped, donation-funded open-source project with no paid tiers or advertising.checked 12 Oct 2026
Where it runs
- Mobile apps
- Native iOS and Android apps cover Dashboard, Transactions, Import, Budgets, and Settings.checked 12 Oct 2026
Alternatives to Finlynq
- 1
SoFi
Free planAndroidiOSWebmacOS9.0Free plan - 2
PocketSmith
Free planAndroidiOSWebAPI9.0From $119.88 a year - 3
GnuCash
Free planOpen sourceAndroidiOSAPILinux8.9Free plan - 4
YNAB
AndroidiOSWebAPI8.5From $109 a year - 5
Talvo
Free planAndroidiOSWeb8.2From €5 a month - 6
Wallet by BudgetBakers
Free planAndroidiOSWeb8.1Free plan