Equifax CreditWatch
Equifax CreditWatch combines credit monitoring with identity-theft protection.
What Equifax CreditWatch is
Equifax CreditWatch combines credit monitoring with identity-theft protection. Daily Credit Alerts notify members about significant changes to their credit reports, and the Equifax Credit Score is updated monthly. Equifax says checking the score does not harm it. WebDetect monitors suspected fraud websites on the dark web around the clock and alerts members if it finds their personal or financial information. Members can set it to monitor up to six email addresses, six telephone numbers, six bank accounts, 12 credit or debit cards, a driver’s licence and a national insurance number. SocialScan searches social media for publicly available personal information that could put a member’s identity at risk. After signup and ID verification, members can access their full Equifax Credit Report online and view, download or print historical reports as PDFs. The CreditWatch plan also includes an Open Banking Finance Monitor and customer-care support. It is available on Android, iOS and the web, with the first 30 days free and a price of £7.95/mo thereafter; members can cancel at any time.
Good
- Daily alerts for significant credit-report changes
- Monthly Equifax Credit Score updates
- Monitors multiple personal and financial details
- Historical reports can be downloaded as PDFs
- Available on Android, iOS and web
Watch out
- No free plan
- Full report access requires signup and ID verification
- Customer care is available weekdays, 8am–6pm
Who it suits
It suits people who want credit-report alerts, score updates and monitoring for personal or financial details. It is also relevant to members who want online access to full and historical Equifax credit reports.
Verdict
CreditWatch brings credit monitoring, dark-web monitoring and identity-protection tools together with online Equifax reports. The first 30 days are free, then the listed price is £7.95/mo.
Plans and prices
From Equifax CreditWatch's own pricing page, checked 21 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| CreditWatch | £7.95 a month | Unlimited online access to the credit report · Monthly Equifax Credit Score · Daily alerts for key credit-report changes · WebDetect and SocialScan · Open Banking Finance Monitor · Customer-care support · First 30 days free, then £7.95 a month; cancel at any time. |
| Equifax CreditWatch | £7.95 a month | Daily credit alerts · monthly Equifax Credit Score updates · WebDetect · SocialScan · full online credit report after ID verification · historical PDF reports · First 30 days free, then £7.95 a month; cancel at any time. |
The facts
Each one read from Equifax CreditWatch's own pages, with the date it was checked.
Where it runs
- App
- Equifax provides the myEquifax app, described on the product page as offering access to a free Credit Score and Car Finance Checker.checked 8 Oct 2026
What it does
- Bank account monitoring
- Yeschecked 21 Sep 2026
- Credit alerts
- Daily Credit Alerts notify members of significant changes to their credit report.checked 8 Oct 2026
- Credit reports
- After signup and ID verification, members can access their full Equifax Credit Report online and view, download or print historical credit reports as PDFs.checked 8 Oct 2026
- Credit score
- Members can track their Equifax Credit Score with monthly updates, and Equifax says checking the score will not harm it.checked 8 Oct 2026
- Dark-web monitoring
- Yeschecked 21 Sep 2026
- Monitored details
- WebDetect can be customised to monitor up to 6 email addresses, 6 telephone numbers, 6 bank accounts and 12 credit or debit cards, plus a driver’s licence and national insurance number.checked 8 Oct 2026
- Privacy and security
- Equifax says personal data is stored on encrypted servers at secure physical locations and that it has internal policies and controls to reduce risks of loss, misuse, disclosure or accidental destruction.checked 8 Oct 2026
- Purpose
- CreditWatch provides credit monitoring and identity theft protection tools from Equifax.checked 8 Oct 2026
- Regulation
- Equifax Limited states that it is authorised and regulated by the Financial Conduct Authority.checked 8 Oct 2026
- SocialScan
- SocialScan searches social media sites for publicly available personal information that could compromise a member’s identity.checked 8 Oct 2026
- Support
- Customer care is available 8am–6pm Monday to Friday, excluding 25 and 26 December; members can also check FAQs and raise a query through the online portal.checked 8 Oct 2026
- UK registered office
- Equifax Limited lists its registered office as 1 Angel Court, London, EC2R 7HJ.checked 8 Oct 2026
- WebDetect
- WebDetect monitors suspected fraud websites on the dark web 24/7 and alerts members if it finds their personal or financial information.checked 8 Oct 2026
The company
- Company
- Equifax Inc. was founded in Atlanta, Georgia, in 1899, and Equifax says it has operated in the UK since 1990.checked 8 Oct 2026
- Headquarters
- London, United Kingdomchecked 28 Sep 2026
Money
- Free plan
- Nochecked 21 Sep 2026
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