Dynamic Planner
Dynamic Planner is a financial planning and advice platform for UK advice firms and wealth managers, covering client profiling, cash-flow modelling, suitabil…
What Dynamic Planner is
Dynamic Planner is a financial planning and advice platform for UK advice firms and wealth managers, covering client profiling, cash-flow modelling, suitability reports, investment selection, and ongoing reviews. Firms can use it end-to-end or choose modules to complement existing systems and rollout plans. The platform includes goal planning, scenario analysis, investment planning, and a client portal. Named integrations include intelliflo office, Iress Xplan, Time4Advice CURO, and Salesforce; the maker also describes valuation updates from more than 26 platforms and providers. Live transcription and structured meeting summaries are included in Review and Review Plus licences. Tram, the mobile client app, supports phones, but not tablets or laptops, and the maker says there are no immediate plans for a web version. Tram costs £8 a year per client. Profiling is listed at £60 a month per adviser, Review at £124 a month per adviser, and Review Plus at £179 a month per adviser; all prices are subject to VAT. The company says Dynamic Planner launched in early 2004. Its AI Charter describes UK or EEA Azure data storage, encryption, user choice, human oversight, and audit trails.
Good
- Covers profiling through ongoing client reviews
- Firms can select modules
- Integrates with named CRM and back-office systems
- Review licences include AI meeting tools
Watch out
- No free plan
- Listed prices are subject to VAT
- Tram does not support tablets or laptops
- Advisers remain responsible for advice
Who it suits
Dynamic Planner suits UK advice firms and wealth managers seeking a configurable platform for client profiling, cash flow, investment selection, and reviews. Tram may suit clients who use a mobile phone for the listed app features.
Verdict
Dynamic Planner brings several advice workflows and optional modules into one platform, with integrations and meeting tools on specified licences. Check the plan prices, VAT, and Tram's phone-only device support against your firm's needs.
Plans and prices
From Dynamic Planner's own pricing page, checked 15 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Tram | £8 a year | client mobile app · portfolio valuations · document approval · white-labelled · personalised content · AI meeting summaries · per client; VAT excluded |
| Profiling | £60 a month | 1–10 advisers · client profiling · risk questionnaires · retirement income, financial wellbeing and sustainability questionnaires · CRM integrations · per adviser; was £80/month; VAT excluded |
| Review | £124 a month | 1–100 advisers · Fact Find · client profiling and reviews · suitability · AI transcription and summaries · Insights · support desk · per adviser; VAT excluded |
| Review Plus | £179 a month | 1–100 advisers · all Review features · cash flow · cash-flow training · per adviser; VAT excluded |
| Enterprise | Priced on request | 100+ advisers · administrator controls · implementation · API access · dedicated account manager · bespoke pricing |
The facts
Each one read from Dynamic Planner's own pages, with the date it was checked.
What it does
- Advice responsibility
- The terms state that Dynamic Planner is not authorised to provide financial advice and that advisers are responsible for advice given to customers.checked 8 Oct 2026
- Advice workflow
- The platform covers client profiling, cash-flow modelling, suitability reports, investment selection and ongoing reviews.checked 8 Oct 2026
- AI certification
- The maker says it achieved ISO/IEC 42001 certification for Artificial Intelligence Management Systems.checked 8 Oct 2026
- AI controls
- The AI Charter says users can choose to use AI or opt out, with human oversight and audit trails among its stated commitments.checked 8 Oct 2026
- AI features
- Review and Review Plus licences include live meeting transcription and structured AI meeting summaries.checked 15 Oct 2026
- AI meeting tools
- Live transcription and structured meeting summaries are included in Review and Review Plus licences.checked 8 Oct 2026
- API authentication
- Every API call requires both a subscription key and an OAuth 2.0/OpenID Connect access token, with hybrid and client-credentials flows supported.checked 15 Oct 2026
- API technology
- The developer documentation describes REST and JSON APIs with OAuth 2.0, paging, standard error structures, diagnostic tracing and idempotency guidance.checked 15 Oct 2026
- Cash-flow modelling
- Cash Flow uses a stochastic model linked to Dynamic Planner risk assumptions and automatically draws arrangements, income and expenditure from the platform.checked 15 Oct 2026
- Client profiling
- The platform provides attitude-to-risk, capacity-for-risk, investor-experience, retirement-income, financial-wellbeing and sustainability questionnaires.checked 15 Oct 2026
- Client reviews
- The Client Review module produces branded reports intended to support ongoing reviews and MiFID II requirements.checked 15 Oct 2026
- Data feeds
- Data Feeds provide normalised CSV datasets covering clients, advice journeys, recommendations, valuations, outcomes and charges.checked 15 Oct 2026
- Data location
- The AI Charter says client data is stored on Microsoft Azure infrastructure in the UK or European Economic Area.checked 15 Oct 2026
- Developer documentation
- Dynamic Planner publishes an API reference with Swagger/OpenAPI specifications and separate CRM integration guidance.checked 15 Oct 2026
- Documentation and support
- Customers receive a 24/7 Support Hub with videos, user guides, FAQs and due-diligence material, plus a customer-success team and support desk.checked 15 Oct 2026
- Fact Find
- Its Fact Find module lets advisers collect client information digitally and invite clients to complete information remotely.checked 15 Oct 2026
- Independent market comparison
- Professional Adviser described Dynamic Planner as an established 2003 financial-planning tool facing competitors including MoneyScope and Voyant.checked 15 Oct 2026
- Integrations
- The home page says the platform has more than 26 integrations, while its Open API site describes 30-plus direct CRM, platform and provider integrations.checked 15 Oct 2026
The company
- Company facts
- LinkedIn lists Dynamic Planner as privately held, founded in 2003, headquartered in Reading, Berkshire, with 51–200 employees.checked 15 Oct 2026
- Company history
- YesPress reports that Dynamic Planner restructured and refocused on independent advisers and recurring licence subscriptions by the end of 2010.checked 15 Oct 2026
- Company legal name
- The pricing page identifies the supplier as Dynamic Planner Ltd and gives company number 04741529.checked 15 Oct 2026
- Company scale
- The company About page says it is headquartered in Reading and has more than 130 people.checked 15 Oct 2026
- Founded
- 2003checked 28 Sep 2026
- Headquarters
- Reading, UKchecked 28 Sep 2026
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