RightCapital
RightCapital is financial planning software designed to simplify planning, support client engagement and help financial advisors scale.
What RightCapital is
RightCapital is financial planning software designed to simplify planning, support client engagement and help financial advisors scale. It provides interactive retirement projections with Monte Carlo simulations, stress tests and side-by-side scenarios. Advisors can analyze tax return data and model strategies such as Roth conversions, equity allocation and tax-efficient withdrawals. Snapshot creates personalized plan summaries for sharing through a secure client portal or as a PDF. In the portal and mobile app, clients can view net worth, track budgets, edit transactions and upload documents to the Vault. Listed partners include Schwab, Fidelity, Redtail, Wealthbox and Morningstar Advisor Workstation. RightCapital says personal information and uploaded documents are encrypted at rest with AES-256, and transmissions use HTTPS. Banking credentials are managed by Envestnet | Yodlee rather than stored by RightCapital, and account access is read-only. A 14-day free trial is listed. Plans require an annual commitment for the first year; the Basic plan is listed at $149.95 per advisor per month, billed annually.
Good
- Retirement projections include simulations and stress tests.
- Supports tax strategy modeling.
- Clients can view plans through a portal and mobile app.
- Listed integrations include Schwab and Fidelity.
- Advisor support includes chat, phone and email.
Watch out
- No free plan is listed.
- Plans require an annual commitment for the first year.
- Banking account access is read-only.
Who it suits
It is intended for financial advisors who need retirement, tax, insurance, investment, estate or other planning tools and client-facing summaries. Its portal and mobile app also support clients who want to view financial details, track budgets and upload documents.
Verdict
RightCapital combines planning analysis with client portal and mobile access. Advisors should compare plan features and account aggregation needs, and account for the first-year annual commitment.
Plans and prices
From RightCapital's own pricing page, checked 2 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Basic | $149.95 | Retirement, tax, insurance, investment, estate, business, and college planning · secure document vault · 40+ integrations · live support · Per advisor per month; all plans require an annual commitment for the first year. |
| Premium | $209.95 | All Basic features · account aggregation · budgeting tools · Tax Analyzer · Iris AI planning agent · RightRisk assessment · one assistant access for an additional fee · Per advisor per month; all plans require an annual commitment for the first year. |
| Platinum | $254.95 | All Premium features · team collaboration · custom asset classes · firm-level assumptions and data models · RightFlows workflows · assistant access for an additional fee · Per advisor per month; all plans require an annual commitment for the first year. |
| Enterprise | Priced on request | Custom offering · firm-level insights · unified licensing and billing · API access · firm-level controls · compliance tracking · Contact Sales. |
The facts
Each one read from RightCapital's own pages, with the date it was checked.
What it does
- Account aggregation
- RightCapital says it does not store banking credentials, which are managed by Envestnet | Yodlee, and account access is read-only.checked 2 Oct 2026
- Client communication
- Snapshot creates personalized plan summaries that advisors can share through the secure client portal or as a PDF.checked 2 Oct 2026
- Integrations
- RightCapital integrates with custodians, CRMs, portfolio analytics providers, and other software; listed partners include Schwab, Fidelity, Redtail, Wealthbox, and Morningstar Advisor Workstation.checked 2 Oct 2026
- Mobile availability
- The client mobile app is available for iPhone and Android devices through the App Store and Google Play Store.checked 2 Oct 2026
- Purpose
- RightCapital is financial planning software built to simplify planning, enhance client engagement, and help financial advisors scale.checked 2 Oct 2026
- Security
- RightCapital says personally identifiable information and uploaded documents are encrypted at rest using AES-256, and data transmissions use HTTPS.checked 2 Oct 2026
- Support
- Advisor support is available by chat, phone, email, and scheduled case reviews Monday through Friday, 9:00 am to 6:00 pm Eastern Time.checked 2 Oct 2026
Where it runs
- Client portal and app
- The client portal and mobile app let clients view net worth, track budgets, edit transactions, and upload documents to the Vault.checked 2 Oct 2026
The company
- Company
- RightCapital says it was founded in 2015 by brothers Shuang Chen and Song Chen.checked 2 Oct 2026
- Headquarters
- 2 Enterprise Dr Ste 508, Shelton, CT 06484-4640, United Stateschecked 23 Sep 2026
Money
- Planning
- The software supports interactive retirement projections with Monte Carlo simulations, stress tests, and side-by-side scenario comparisons.checked 2 Oct 2026
- Tax planning
- Advisors can analyze tax return data and model strategies including Roth conversions, equity allocation, and tax-efficient withdrawals.checked 2 Oct 2026
- Trial
- The product page offers a 14-day free trial.checked 2 Oct 2026
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