Defend-ID
Defend-ID monitors for identity threats and sends text and email alerts when it finds them.
What Defend-ID is
Defend-ID monitors for identity threats and sends text and email alerts when it finds them. Personal plans include dark-web, Social Security number, criminal-data, address-change, and credit monitoring, with daily alerts on the listed plans. A Recovery Advocate manages the identity-theft recovery process and stays involved through recovery. Gold plans include one-bureau credit monitoring and up to $25,000 in expense reimbursement insurance; Platinum plans include three-bureau monitoring and up to $1,000,000 in that insurance. Monthly prices are 12.95 USD for Gold Individual, 15.95 USD for Gold Family, 16.95 USD for Platinum Individual, and 21.95 USD for Platinum Family. The family plan descriptions include children’s public-record monitoring. Defend-ID also offers defend-id4B breach-response services, including planning, regulatory response, managed fraud recovery, and business-fraud restoration. The company says this service includes regulatory experts, access to an AmLaw 100 law firm, a dedicated fraud specialist, and no deductibles. Services are for the United States and territories where U.S. law applies; credit products are for U.S. residents and territories. Individual, business, and group accounts can cancel through the account portal, subject to the plan process.
Good
- Provides a personal Recovery Advocate.
- Gold and Platinum plans include daily credit alerts.
- Platinum plans monitor credit across three bureaus.
- Family plans include children’s public-record monitoring.
- Offers business breach-response services.
Watch out
- Services are limited to the United States and applicable territories.
- Gold credit monitoring covers one bureau.
- No free plan is listed.
Who it suits
Defend-ID suits individuals or families seeking identity monitoring and managed recovery. Its separate defend-id4B offering is aimed at small employers needing breach-response services.
Verdict
Defend-ID pairs identity monitoring with managed recovery, with plan differences in bureau coverage and reimbursement limits. Check the U.S. eligibility terms and monthly plan price before choosing a personal plan.
Plans and prices
From Defend-ID's own pricing page, checked 21 Sep 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Gold Individual | $12.95 a month | Fully managed identity-theft recovery services · Annual TransUnion credit report with score · One-bureau credit monitoring with daily alerts · Internet dark-web monitoring · SSN monitoring · Expense reimbursement insurance up to $25,000 · MONTH/Individual |
| Gold Family | $15.95 a month | Fully managed identity-theft recovery services · Annual TransUnion credit report with score · One-bureau credit monitoring with daily alerts · Internet dark-web monitoring · SSN monitoring · Expense reimbursement insurance up to $25,000 · MONTH/Family |
| Platinum Individual | $16.95 a month | Fully managed identity-theft recovery services · Annual three-bureau credit report with scores · Three-bureau credit monitoring with daily alerts · Internet dark-web monitoring · SSN monitoring · Expense reimbursement insurance up to $1,000,000 · MONTH/Individual |
| Platinum Family | $21.95 a month | Fully managed identity-theft recovery services · Annual three-bureau credit report with scores · Three-bureau credit monitoring with daily alerts · Internet dark-web monitoring · SSN monitoring · Expense reimbursement insurance up to $1,000,000 · MONTH/Family |
| Gold — Individual | $12.95 a month | Fully managed recovery · one-bureau credit monitoring · $25,000 expense reimbursement insurance · monthly |
| Gold — Family | $15.95 a month | Fully managed recovery · one-bureau credit monitoring · children public-record monitoring · $25,000 expense reimbursement insurance · monthly |
| Platinum — Individual | $16.95 a month | Fully managed recovery · three-bureau credit monitoring · $1,000,000 expense reimbursement insurance · monthly |
| Platinum — Family | $21.95 a month | Fully managed recovery · three-bureau credit monitoring · children public-record monitoring · $1,000,000 expense reimbursement insurance · monthly |
The facts
Each one read from Defend-ID's own pages, with the date it was checked.
What it does
- Account takeover monitoring
- Yeschecked 21 Sep 2026
- Bank account monitoring
- Yeschecked 21 Sep 2026
- Breach response
- defend-id4B provides pre-breach planning, post-breach regulatory response and notification services, managed fraud recovery, dark-web monitoring and business-fraud restoration.checked 28 Sep 2026
- Breach support
- Breach-response support includes regulatory experts, access to an AmLaw 100 law firm, a dedicated fraud specialist, no deductibles and a stated 100% identity-fraud-restoration success rate.checked 28 Sep 2026
- Cancellation
- Individuals, business and group accounts can cancel through the defend-id portal account, subject to the plan's process.checked 28 Sep 2026
- Core service
- defend-id searches for and monitors threats to users' identities and notifies them by text and email when it finds a threat.checked 28 Sep 2026
- Credit bureaus
- The service uses Equifax, Experian and TransUnion for identity authentication and credit products.checked 28 Sep 2026
- Dark-web monitoring
- Yeschecked 21 Sep 2026
- Eligibility
- The terms say defend-id services are provided in the United States and territories where U.S. law applies, and credit products are for U.S. residents and territories.checked 28 Sep 2026
- Enrollment
- The partner offering provides fully digital enrollment, a stated 10-minute enrollment process and group sizes from 3 to over 100k.checked 28 Sep 2026
- Identity restoration
- Yeschecked 21 Sep 2026
- Identity-theft insurance
- Yeschecked 21 Sep 2026
- Monitoring
- Personal plans include dark-web, SSN, criminal-data, address-change and credit monitoring, with daily alerts on the listed plans.checked 28 Sep 2026
- Paid from
- 12.95checked 21 Sep 2026
- Recovery
- A personal Recovery Advocate takes over the recovery process and stays with the member until full recovery is achieved.checked 28 Sep 2026
- Security
- The privacy policy says registration and credit-report areas use SSL with 128-bit encryption and that physical, electronic and procedural safeguards protect information.checked 28 Sep 2026
- Small-business focus
- The company says its products and processes are designed for small employers and that protection can be activated today.checked 28 Sep 2026
- SSN monitoring
- Yeschecked 21 Sep 2026
- Support
- The breach-response product lists a 24/7 customer support center, and the site publishes separate sales and recovery-support phone numbers.checked 28 Sep 2026
Money
- Free plan
- Nochecked 21 Sep 2026
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