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CheckWriter

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit.

Place
#12 of 28
Score
6.6
CheckWriter's website

What CheckWriter is

CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit. Its maker says printed drafts can be deposited at any U.S. bank and credited to a ledger balance the same day at full face value. Properly authorized recurring billing can run on daily, weekly, bi-weekly, quarterly, semi-annual, or annual cycles. The application automatically validates routing numbers and includes customer and transaction records, customizable fields, notes, printable invoices, reports, batch printing, and CSV export. It can import information from shopping carts, order forms, and text or CSV systems. The maker describes CheckWriter Cloud as PCI/DSS compliant and says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21. The browser-based cloud product works on a PC, Mac, or tablet with internet access. Listed options include a CheckWriter Cloud Single User Limited plan at $8 a month and an Occasional Use plan at $25 a year, with four checks per month; its billing details also list a $29 one-time setup fee and $25 every six months. The maker advertises no transaction fees or discount rates for Cloud.

Good

  • Accepts check payments by phone, fax, or online.
  • Automatically validates routing numbers.
  • Supports recurring billing on six schedule types.
  • Imports data from shopping carts, order forms, and files.
  • Maker advertises no Cloud transaction fees or discount rates.

Watch out

  • Cloud Single User Limited is limited to one user.
  • Occasional Use lists four checks per month.
  • Legacy versions 1.1 to 7.9 are no longer supported or legal to use.

Who it suits

CheckWriter suits businesses and personal DBAs that accept checks from customers, clients, tenants, policy holders, or patients. It may also suit users who need recurring billing and check-related records or imports.

Verdict

CheckWriter combines check acceptance and draft printing with billing, records, and import tools. Review the plan limits and the Occasional Use billing details before choosing an option.

Plans and prices

From CheckWriter's own pricing page, checked 4 Oct 2026.

All about pricing
PlanPriceWhat it gives you
CheckWriter Cloud Single User Limited$8 a monthLimited account · per user · $8.00/mo.; the page describes the flat rate as “as low as $8 per month per user”
CheckWriter for “Occasional Use”$254 checks per month · $29 one-time setup + $25 every 6 months

The facts

Each one read from CheckWriter's own pages, with the date it was checked.

What it does

Deposits
The maker says printed drafts can be deposited at any U.S. bank and credited to the ledger balance the same day at full face value.checked 4 Oct 2026
Features
The FAQ lists customer and transaction records, customizable fields, notes, printable invoices, customizable reports, batch printing, and CSV export.checked 4 Oct 2026
Fees
The maker advertises no transaction fees and no discount rates for CheckWriter Cloud.checked 4 Oct 2026
Imports
The FAQ says CheckWriter can import data from shopping carts, order forms, and text or CSV systems.checked 4 Oct 2026
Intended users
The maker says the product serves businesses and personal DBAs, including users taking checks from customers, clients, tenants, policy holders, or patients.checked 4 Oct 2026
Legacy support
The site says CheckWriter Legacy versions 1.1 to 7.9 are no longer supported and are no longer legal to use.checked 4 Oct 2026
Online forms
The online checks page says its generic web form can be modified and used with a secure server, shopping cart, or other payment form.checked 4 Oct 2026
Purpose
CheckWriter is a browser-based application for accepting check payments by phone, fax, or online and printing check drafts for deposit.checked 4 Oct 2026
Routing verification
The maker says its routing number verification system automatically validates routing numbers.checked 4 Oct 2026
Security and compliance
The maker describes CheckWriter Cloud as PCI/DSS compliant and says it follows KYC and AML procedures and complies with Federal Reserve Regulation CC, EPC-6, and Check21.checked 4 Oct 2026
Support
The maker lists phone support at 617-782-8998 and says live support is available Monday through Friday and Saturday during stated Eastern Time hours.checked 4 Oct 2026
Supported hardware
The FAQ says the browser-based cloud product works on PC, Mac, or tablet with internet access.checked 4 Oct 2026

The company

Founded
1996checked 28 Sep 2026
Headquarters
Boston, Massachusetts, United Stateschecked 28 Sep 2026

Money

Recurring billing
The software supports recurring billing on annual, semi-annual, quarterly, bi-weekly, weekly, or daily cycles when properly authorized.checked 4 Oct 2026

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