BudgetFlow
The facts below are what the maker publishes about BudgetFlow, checked and dated. Our editors have not written about it yet.
Plans and prices
From BudgetFlow's own pricing page, checked 12 Oct 2026.
| Plan | Price | What it gives you |
|---|---|---|
| Free | Free | Unlimited budgets · Unlimited investment plans · Occasional reminder to become a Supporter |
| Supporter | $20 a year | Unlimited budgets · Unlimited investment plans · No ads · $20 per year |
The facts
Each one read from BudgetFlow's own pages, with the date it was checked.
What it does
- Adaptive budgeting
- Pockets can pull money from another pocket to cover an expense or send extra cash where needed.checked 12 Oct 2026
- Balance history and goals
- Investment plans support balance history points and future goal points.checked 12 Oct 2026
- Budgeting tools
- Yeschecked 22 Sep 2026
- Cookies and sharing
- The privacy policy says it does not sell personal information and uses only essential login cookies.checked 12 Oct 2026
- Intended audience
- The privacy policy says the service is not intended for people under 18.checked 12 Oct 2026
- Investment disclaimer
- The terms say investment simulations are educational and illustrative, are not financial advice, and cannot guarantee accurate results or future performance.checked 12 Oct 2026
- Investment simulations
- Users can define expected interest and volatility for investments and simulate recurring or one-time contributions and withdrawals.checked 12 Oct 2026
- Pockets and flows
- Pockets represent financial elements such as income, expenses, accounts, or groups, while flows track money between pockets with an interval and amount.checked 12 Oct 2026
- Privacy and data collection
- The privacy policy says registration collects a name, email address, password, and financial information related to budgets, and the site also collects IP address, browser type, device information, and usage data.checked 12 Oct 2026
- Privacy jurisdiction
- The privacy policy says it is in accordance with the Swiss Federal Act on Data Protection and other applicable Swiss laws.checked 12 Oct 2026
- Product
- BudgetFlow is a financial planning and budgeting tool with interactive Sankey diagrams.checked 12 Oct 2026
- Security and privacy
- The privacy policy says BudgetFlow uses technical and organizational safeguards and that account data is accessible only to the user while logged in.checked 12 Oct 2026
- Visual budgeting
- Sankey diagrams visualize income, expenses, and savings.checked 12 Oct 2026
Money
- Free plan
- Yeschecked 22 Sep 2026
- Investment planning
- Investment planning simulates portfolio performance, analyzes asset allocation, and visualizes investment flows across accounts and asset classes.checked 12 Oct 2026
Alternatives to BudgetFlow
- 1
SoFi
Free planAndroidiOSWebmacOS9.0Free plan - 2
PocketSmith
Free planAndroidiOSWebAPI9.0From $119.88 a year - 3
GnuCash
Free planOpen sourceAndroidiOSAPILinux8.9Free plan - 4
YNAB
AndroidiOSWebAPI8.5From $109 a year - 5
Talvo
Free planAndroidiOSWeb8.2From €5 a month - 6
Wallet by BudgetBakers
Free planAndroidiOSWeb8.1Free plan