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YNAB vs Zaim

YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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Zaim

7.3#62 in personal finance softwareFree plan
Free planAndroidiOSWeb
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What both publish

FactYNABZaim
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Founded20042012
Free planNoYes
HeadquartersLehi, Utah, USATokyo, Japan
Mobile appsbothboth
Report exportYesYes

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Zaim plans

  • FreeFree
  • Premium Web monthly—
  • Premium Web annual—
  • Premium app monthly—
  • Premium app annual—

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Pick Zaim if…

You want what its maker publishes above — check its page for the details.

Charts they share