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WeMoney vs YNAB

WeMoney

7.6#37 in personal finance softwareFrom $9.99 a month
Free planAndroidiOSWeb
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactWeMoneyYNAB
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
HeadquartersSydney, New South Wales, AustraliaLehi, Utah, USA
Mobile appsbothboth
Net-worth trackingYesYes
Report exportYesYes

WeMoney plans

  • FreeFree
  • Pro$9.99 a month

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick WeMoney if…

WeMoney suits people who want account connections, spending, budgets, bills, net worth, goals, and credit score updates together. It also fits users who need web, iOS, and Android access or report exports.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share