TRYA
7.6#43 in personal finance softwareFree planFree planAndroidiOS
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| Fact | TRYA | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | Yes | No |
| Headquarters | Paris, France | Lehi, Utah, USA |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Security | The maker says bank connections use a licensed PSD2 open banking provider, credentials never touch its servers, and access is read-only. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
You want what its maker publishes above — check its page for the details.
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.