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TRYA vs YNAB

TRYA

7.6#43 in personal finance softwareFree plan
Free planAndroidiOS
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactTRYAYNAB
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planYesNo
HeadquartersParis, FranceLehi, Utah, USA
Mobile appsbothboth
Net-worth trackingYesYes
SecurityThe maker says bank connections use a licensed PSD2 open banking provider, credentials never touch its servers, and access is read-only.YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing.

TRYA plans

  • FreeFree
  • TRYA+ monthly€7.99 a month
  • TRYA+ annual€49.99
  • TRYA+€7.99 a month
  • TRYA+€49.99 a year
  • Lifetime€149.99, paid once

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick TRYA if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share