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Treasury vs YNAB

Treasury

7.2#84 in personal finance softwareFrom $95 a year
iOSWeb
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactTreasuryYNAB
Account syncbothboth
Bill trackingYesYes
Budgeting toolsYesYes
Free planNoNo
Mobile appsiosboth
Net-worth trackingYesYes
Paid from7.929.08
SecurityTreasury says it uses 256-bit SSL encryption in transit, encryption at rest for sensitive data, security audits, vulnerability testing, and strict access controls.YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing.

Treasury plans

  • Everything included — annual$95 a year
  • Everything included — monthly$12.99 a month
  • Treasury membership (monthly)$12.99 a month
  • Treasury membership (annual)$95 a year

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick Treasury if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share