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SpotOn Payment Processing vs Viva.com

Viva.com

8.1#5 in payment gatewaysFrom £3.99 a month
Free planAndroidiOSWebAPI
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What both publish

FactSpotOn Payment ProcessingViva.com
IntegrationsPreferred integrations cover ordering, delivery, AI phone ordering, labor, inventory, KDS, kiosks, reservations, accounting and payroll, including DoorDash, Uber Eats, 7shifts, MarginEdge, OpenTable, Shogo and DAVO.Viva provides e-commerce plugins for Shopify, WooCommerce, PrestaShop, OpenCart, Magento, and Shopware 6.
LicenseMerchant terms describe SpotOn software as proprietary technology licensed for internal use, with ownership retained by SpotOn or its licensors.The end-user agreement governs use of Viva.com applications and services under contractual license terms rather than an open-source license.
Payment methodsThe payment service accepts cards, Apple Pay, Google Pay and cash, with virtual-terminal and invoicing options.The in-person product advertises support for more than 40 payment methods, including major cards and digital wallets.
Public APIsCentralized APIs support OAuth partner authorization, menu reads, order writes, reporting reads, loyalty operations and webhooks for menu, availability and order cancellations.The developer portal documents Standard Payment, ISV Payment, Cloud Terminal and Local Terminal APIs.
Rating on Capterra4.2 out of 5 from 371 reviews3.0 out of 5 from 1 review for viva.com Smart Checkout
Rating on G24.4 out of 5 from 246 reviews3.8 out of 5 from 2 reviews
Rating on GetApp4.2 out of 5 from 371 reviews4.0 out of 5 from 7 reviews
Rating on Software Advice4.2 out of 5 from 371 reviews4.5 out of 5 from 6 reviews
Rating on Trustpilot4.5 out of 5 from 623 reviews4 out of 5 from about 2,000 reviews
SecuritySpotOn says payment data is protected under PCI-DSS and card fields use SSL encryption.Viva.com says it is a PCI DSS Level 1 Service Provider and protects data in transit and at rest in its cloud infrastructure.

SpotOn Payment Processing plans

  • POS Essentials$55 a month
  • Build Your OwnPriced on request
  • All-In PlanFree
  • Quick StartFree
  • Terminal$25 a month
  • Core Bundle$50 a month

Viva.com plans

  • ZeroFree
  • Omnichannel Default£3.99 a month
  • Default£3.99 a month
  • Omnichannel Standard£10.99 a month
  • Standard£10.99 a month
  • Premium£15.99 a month

Pick SpotOn Payment Processing if…

It suits businesses that need payment acceptance across in-person, online, tableside, or mobile settings alongside POS tools. The custom bundle is described for multi-unit, enterprise, and high-volume operations.

Pick Viva.com if…

Viva.com suits businesses taking payments in person, online, remotely, or through marketplaces. It may also suit merchants seeking e-commerce plugins or developer integration options.

Charts they share