Splitwise
8.1#9 in personal finance softwareFree planFree planAndroidiOSWebAPI
VisitSplitwise vs YNAB
What both publish
| Fact | Splitwise | YNAB |
|---|---|---|
| Founded | 2011 | 2004 |
| Free plan | Yes | No |
| Headquarters | Providence, Rhode Island, USA | Lehi, Utah, USA |
| Integrations | Pro transaction import connects a credit or debit card to show recent purchases for splitting, and the site says this feature is currently available only in the US. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
Splitwise plans
- Individual + Trip Pass—
- Duo + Trip Pass—
- Monthly subscription—
- FreeFree
- Splitwise Pro monthly$4.99 a month
- Splitwise Pro annual$39.99 a year
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick Splitwise if…
Splitwise suits friends, family, housemates and travel groups who want to record shared costs and settle balances. Its free plan and unequal splitting options may suit groups with varied expense-sharing arrangements.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.