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Splid vs YNAB

Splid

6.7#131 in personal finance softwareFree plan
Free planAndroidiOS
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YNAB logo

YNAB

8.5#4 in personal finance softwareFrom $109 a year
AndroidiOSWebAPI
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What both publish

FactSplidYNAB
Bill trackingNoYes
Budgeting toolsNoYes
Free planYesNo
HeadquartersMunich, GermanyLehi, Utah, USA
IntegrationsThe official pages opened do not state any third-party product integrations.YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps.
Mobile appsbothboth
Net-worth trackingNoYes
Report exportYesYes
SecurityThe privacy policy says security measures include data encryption, access authorisation controls, and regular backups.YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing.

Splid plans

  • FreeFree
  • 2 Groups—
  • Splid Plus—
  • SplidFree

YNAB plans

  • Monthly Plan$14.99 a month
  • Annual Plan$109 a year
  • College ProgramFree
  • Free TrialFree

Pick Splid if…

You want what its maker publishes above — check its page for the details.

Pick YNAB if…

YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.

Charts they share