Splid
6.7#131 in personal finance softwareFree planFree planAndroidiOS
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| Fact | Splid | YNAB |
|---|---|---|
| Bill tracking | No | Yes |
| Budgeting tools | No | Yes |
| Free plan | Yes | No |
| Headquarters | Munich, Germany | Lehi, Utah, USA |
| Integrations | The official pages opened do not state any third-party product integrations. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | both | both |
| Net-worth tracking | No | Yes |
| Report export | Yes | Yes |
| Security | The privacy policy says security measures include data encryption, access authorisation controls, and regular backups. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
You want what its maker publishes above — check its page for the details.
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.