SortMe
7.2#81 in personal finance softwareFrom $29 a monthAndroidiOSWeb
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| Fact | SortMe | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Free plan | No | No |
| Headquarters | Auckland, New Zealand | Lehi, Utah, USA |
| Integrations | Bank connections run through Akahu and include major New Zealand banks; the maker also lists KiwiSaver, Sharesies, Kernel, Wise and CSV imports. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Report export | Yes | Yes |
| Security | Bank connections are read-only, data is encrypted with AES-256, and SortMe says it passed the Google Security Audit. | YNAB uses encryption in transit and at rest, restricted monitored access, code scanning, and infrastructure testing. |
You want what its maker publishes above — check its page for the details.
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.