SoFi
9.0#1 in personal finance softwareFree planFree planAndroidiOSWebmacOS
VisitSoFi vs YNAB
What both publish
| Fact | SoFi | YNAB |
|---|---|---|
| Account sync | both | both |
| Bill tracking | Yes | Yes |
| Budgeting tools | Yes | Yes |
| Founded | 2011 | 2004 |
| Free plan | Yes | No |
| Headquarters | San Francisco, California, United States | Lehi, Utah, USA |
| Integrations | SoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses. | YNAB provides a REST JSON API over HTTPS, and its Zapier integration connects YNAB with more than 1,500 apps. |
| Mobile apps | both | both |
| Net-worth tracking | Yes | Yes |
| Paid from | 10 | 9.08 |
| Report export | Yes | Yes |
| Support Channels | SoFi offers support through phone or chat. | The site provides a Help Center and Contact Support links. |
SoFi plans
- SoFi Coach / RelayPriced on request
- SoFi Coach / Relay—
- SoFi Checking and SavingsFree
- SoFi Plus$10 a month
- SoFi CoachFree
YNAB plans
- Monthly Plan$14.99 a month
- Annual Plan$109 a year
- College ProgramFree
- Free TrialFree
Pick SoFi if…
SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.
Pick YNAB if…
YNAB suits people who want a structured spending plan, savings targets, reports, or help planning debt payments. It may also work for households sharing one subscription, with up to six people supported.