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SoFi vs Splitwise

SoFi

9.0#1 in personal finance softwareFree plan
Free planAndroidiOSWebmacOS
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Splitwise

8.1#9 in personal finance softwareFree plan
Free planAndroidiOSWebAPI
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What both publish

FactSoFiSplitwise
Founded20112011
Free planYesYes
HeadquartersSan Francisco, California, United StatesProvidence, Rhode Island, USA
IntegrationsSoFi Relay can connect external accounts, and SoFi banking supports transfers to payment apps and friends or businesses.Pro transaction import connects a credit or debit card to show recent purchases for splitting, and the site says this feature is currently available only in the US.

SoFi plans

  • SoFi Coach / RelayPriced on request
  • SoFi Coach / Relay—
  • SoFi Checking and SavingsFree
  • SoFi Plus$10 a month
  • SoFi CoachFree

Splitwise plans

  • Individual + Trip Pass—
  • Duo + Trip Pass—
  • Monthly subscription—
  • FreeFree
  • Splitwise Pro monthly$4.99 a month
  • Splitwise Pro annual$39.99 a year

Pick SoFi if…

SoFi suits people looking for banking, investing, and financial tracking tools in one platform. SoFi Coach is available at no charge to members who use its banking, borrowing, or investing services.

Pick Splitwise if…

Splitwise suits friends, family, housemates and travel groups who want to record shared costs and settle balances. Its free plan and unequal splitting options may suit groups with varied expense-sharing arrangements.

Charts they share