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Smile API vs The Work Number

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Smile API

6.5#4 in employment verification softwareFree plan
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What both publish

FactSmile APIThe Work Number
HeadquartersThe company contact page lists Smile Technology Pte Ltd at 68 Circular Road, #02-01, Singapore 049422.Atlanta, Georgia, United States
IntegrationsThe maker describes integration through a unified API, plug-and-play APIs, and a developer SDK; Smile Wink can also be embedded as a widget or sent by email.Lenders can access The Work Number through Equifax or through prebuilt integrations with more than 60 loan origination systems.
PurposeSmile API provides real-time, user-authorized access to identity, employment, and income data through one API.The Work Number provides automated employment and income verification using data collected from employers and payroll processors.
SupportSmile invites organizations to contact it for help understanding the API, implementation, and going live.The CFPB listing provides report-request contact numbers 866-222-5880 and 866-604-6570.

Smile API plans

  • SandboxFree

The Work Number plans

No prices published.

Pick Smile API if…

Smile API suits banks, fintechs, lenders, recruitment agencies, HR teams, and other service providers that need identity, employment, or income data in their services. Developers can try the sandbox with mock data before seeking approved production access.

Pick The Work Number if…

You want what its maker publishes above — check its page for the details.

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