Riverty
7.4#2 in buy now, pay later platformsFree planFree planAndroidiOSWebAPI
VisitRiverty vs Scalapay
What both publish
| Fact | Riverty | Scalapay |
|---|---|---|
| API authentication | Merchants authenticate API calls with an X-Auth-Key issued per webshop and country, and can test it with GetVersion. | API requests use a secret Bearer token and return 401 when authentication fails. |
| API environments | BNPL documentation provides separate Partner Test and Live endpoints, with live access only after integration completion. | Scalapay provides separate production and sandbox API endpoints, with fake cards available for sandbox testing. |
| Founded | 2022 | 2019 |
| Integrations | Official integration documentation lists Magento, Shopify, WooCommerce, Shopware, PrestaShop, Lightspeed, JTL, OXID, Myshop and Divide.o. | Official plugins are listed for BigCommerce, Magento, OpenCart, PrestaShop, Salesforce, Shopify, Shopware, VTEX, WooCommerce and other platforms. |
| Limit: app reliability | Independent AppWereld reviews report blank screens, failed payments, missing orders, login problems and late fees during unresolved issues. | Apple reviewers report login or identity-verification failures and cases where the app loads poorly after updates. |
Riverty plans
- PauseFree
- Direct debitPriced on request
- Fixed installmentsPriced on request
- FlexPriced on request
- Monthly invoicePriced on request
- Pay in 3Priced on request
Scalapay plans
- Merchant acceptancePriced on request
- Merchant offeringPriced on request
- Pay in 3—
- Pay in 4—
Pick Riverty if…
It serves businesses needing payment, accounting, or debt collection products and consumers managing deferred payments. Merchant and consumer availability depends on the listed platforms and regions.
Pick Scalapay if…
It may suit shoppers buying from participating stores who want to pay in instalments, and merchants seeking online or in-store payment options. Merchant fees are personalized and disclosed after registration.