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RazorpayX Payouts vs Wise

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Wise

8.2#4 in money transfer appsFree plan
Free planAndroidiOSWeb
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What both publish

FactRazorpayX PayoutsWise
Founded20142011
HeadquartersBangalore, Karnataka, IndiaLondon, United Kingdom

RazorpayX Payouts plans

  • IMPS/UPI under ₹1,000₹4, paid once
  • IMPS/UPI transfers below ₹1000₹4, paid once
  • NEFT/RTGS transfers₹5, paid once
  • NEFT/RTGS₹5, paid once
  • IMPS/UPI transfers between ₹1000 - ₹25,000₹6, paid once
  • IMPS/UPI ₹1,000–₹25,000₹6, paid once

Wise plans

  • Wise personal account and transfersFree

Pick RazorpayX Payouts if…

RazorpayX Payouts suits businesses disbursing money to customers, vendors, partners, or employees, including those in e-commerce, online gaming, and financial services. Its listed transfer methods are for accounts issued by Indian banks.

Pick Wise if…

Wise suits people sending money to overseas bank accounts or receiving payments from abroad. It may also suit users who want to track or schedule transfers and receive exchange-rate alerts.

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