
Ramp AP
8.8#1 in accounts payable softwareFrom $15 a monthFree planAndroidiOSWebAPI
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| Fact | Ramp AP | SAP Concur Invoice |
|---|---|---|
| Approval workflows | Yes | Configurable workflows route invoices to approvers based on predefined rules and company policies. |
| Founded | 2019 | 1972 |
| Free plan | Yes | No |
| Integrations | Ramp offers 200+ integrations, including accounting, banking, HR and payroll, procurement, productivity, receipt automation, and travel tools. | The product supports ERP and accounting integrations through pre-built connectors, open APIs, and secure file transfers. |
| Invoice capture | Ramp’s OCR captures invoice details with 99% accuracy. | It captures invoices from channels including email, PDF, EDI, and paper, and uses AI-powered OCR to extract invoice details. |
| Payment execution | Yes | Yes |
| PO matching | Ramp performs two-way and three-way matching against purchase orders and receipts. | Yes |
| Support | The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise. | SAP Enterprise Support Cloud Edition includes support resources such as training materials, knowledge transfer assets, and best practices for resolving issues. |
Ramp AP suits smaller or fast-growing companies, mid-sized finance teams, and multi-entity organizations with complex accounting needs. It can also fit teams seeking a standalone AP workflow without Ramp corporate cards or expense management.
Concur Invoice is intended for finance teams automating accounts payable processes. It may suit organizations that need invoice approvals, purchase-order matching, and integration with ERP or accounting systems.