Rain
7.6#2 in earned wage access software$3.99 one-timeFree planAndroidiOSWeb
VisitRain vs Refyne
What both publish
| Fact | Rain | Refyne |
|---|---|---|
| Integrations | Rain lists pre-built connectors to 100+ platforms and names Workday, Microsoft Teams, Paylocity, SAP, ADP, and UKG as featured partners. | Refyne supports automated API integrations and can use employer, employee, salary, and attendance information for eligibility and salary calculations. |
| Product | Rain describes itself as an AI financial health platform for employees and employers. | Refyne describes itself as a financial wellness suite offering employees salary access, financial education, and tools for long-term financial planning. |
| Security | Rain states that it uses end-to-end encryption and is certified to SOC 1 Type 2, SOC 2 Type 2, and ISO/IEC 27001 standards. | Refyne states that it is ISO 27001 and SOC 2 certified, encrypts data at rest and in transit, and has a dedicated InfoSec team. |
| Support | Rain advertises 24/7 U.S.-based user care, response times under 30 seconds, and English- and Spanish-speaking support. | The FAQ says partner organizations receive a dedicated Key Account Manager providing 24×7 support. |
Rain plans
- Standard bank transferFree
- Instant transfer$3.99, paid once
- Employer-sponsored earned wage accessPriced on request
Refyne plans
No prices published.
Pick Rain if…
Rain is aimed at employers offering financial health benefits and employees who want access to earned pay before payday. Its tools may also suit employees seeking budgeting, spending analysis or financial coaching features.
Pick Refyne if…
It suits employers seeking financial-wellness benefits for on-roll or off-roll workers, and employees who want salary access, financial education, and planning tools through their employer.