Railsr
6.8#5 in banking-as-a-service platformsFree planFree planWebAPI
VisitRailsr vs Swan Cards
Swan Cards
7.9#2 in banking-as-a-service platformsFrom €900 a monthFree planAndroidiOSWebAPI
VisitWhat both publish
| Fact | Railsr | Swan Cards |
|---|---|---|
| API | Railsr says its APIs integrate finance capabilities into a brand's digital journey and keep Railsr behind the scenes. | Swan exposes a GraphQL API for accounts, cards, transactions and other banking actions. |
| Company size | LinkedIn lists the company size as 201–500 employees. | LinkedIn lists Swan as privately held, founded in 2019, headquartered in Paris and employing 201–500 people. |
| Founded | 2016 | 2019 |
| Headquarters | The 2023 sale announcement says Railsr would remain headquartered in London's City. | Paris, France |
| Integrations | Railsr says its products package nearly 100 technical, commercial, operational, regulatory and financial-crime integrations behind one API and agreement. | Swan offers a GraphQL API, a ready-made web banking interface, and an open-source Swan Banking Frontend for customized web banking. |
| Product | Railsr describes itself as a global embedded finance platform for banking, wallets and cards. | Swan provides embedded banking features—including accounts, cards, and payments—for integration into other companies’ products. |
| Rating on Trustpilot | 1.7 out of 5 from 17 reviews. | 4.0 out of 5 from 454 reviews. |
Railsr plans
- LearnFree
- Live Sandbox APIFree
- Play Sandbox APIFree
- LaunchPriced on request
- PrototypePriced on request
- ScalePriced on request
Swan Cards plans
- SandboxFree
- Swan€900 a month
- Swan on demand€2,990 a month
- Swan EnterprisePriced on request
Pick Railsr if…
Railsr is aimed at companies such as fintechs, sports clubs, retailers, and brands that want to embed finance capabilities in a digital service. Its sandbox may suit developers preparing code against a platform using fake money.
Pick Swan Cards if…
Swan suits European software companies that want to embed branded accounts, cards, or payments in their products. Partners need a backend for API calls and can configure card rules for their users.