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Pluto Card vs Ramp AP

Pluto Card logo

Pluto Card

6.6#15 in corporate card softwareFree plan
Free planAndroidiOSWeb
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Ramp AP logo

Ramp AP

8.8#1 in accounts payable softwareFrom $15 a month
Free planAndroidiOSWebAPI
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What both publish

FactPluto CardRamp AP
Accounting integrationsThe integrations page lists NetSuite, Wafeq, Xero, Tally, Zoho, Microsoft Dynamics, QuickBooks, Oracle Fusion, Oracle JD Edwards, Epicor, SAP, Odoo and Infor.Bill Pay syncs with 10 ERPs, including NetSuite, Sage Intacct, and QuickBooks.
SupportPluto’s About page states that its team resolves most support requests in an average of 15 minutes.The pricing page lists 24/7 chat support for Free and 24/7 phone support for Plus and Enterprise.

Pluto Card plans

  • Free for SMEsFree

Ramp AP plans

  • FreeFree
  • Plus$15 a month
  • EnterprisePriced on request

Pick Pluto Card if…

Pluto Card suits businesses that want corporate card controls alongside expense, procurement, invoice, and accounting workflows. Its stated use cases span small businesses to large groups, including retail, food and beverage, professional services, and technology startups.

Pick Ramp AP if…

Ramp AP suits smaller or fast-growing companies, mid-sized finance teams, and multi-entity organizations with complex accounting needs. It can also fit teams seeking a standalone AP workflow without Ramp corporate cards or expense management.

Charts they share